Silicon Valley startup and venture capital attorney. Formerly founder of Vivio and Rviewr. Practical and business-minded counsel.

Entrepreneur, Internationally qualified chartered accountant, Deloitte and KPMG Alumina , Immigration Consultant, Consulting CFO and Strategic Management Consultant with 25+ years of experience serving small individual clients up to fortune 500 companies internationally. Served 100+ corporate clients in 20+ sectors in Asia, Australia, Europe and North America (USA & Canada). Extensive experience in business combinations, mergers, acquisitions, restructuring, public offering memorandums. Top 3 Team at Calgary Startup Weekend February 2014, Organizer: Calgary Start-ups and Entrepreneurs, Calgary finance professionals and business networking and other 7 Groups. Cultural Ambassador Calgary 2012

10+ years of corporate law experience with both early stage start ups & top corporate machines. Savvy business woman, who digs in to determine the core issue, mitigation, & resolution. Never a concept too daunting to learn & master.

Just getting started on Clarity, reflected in my hourly rate. My 8+ year expertise includes card acquiring, gateways, payment orchestration platforms, cross-border payments & collections as well as more bespoke solutions. Having worked with some amazing teams in multiple countries I bring a global perspective and a results-driven approach to solving payment challenges. Let’s connect to discuss how we can collaborate.

I have over 15 years of experience in banking, finance, payments, and insurance. I possess deep knowledge of business models, products, and market dynamics. I am highly skilled at identifying collaborative opportunities and innovative product ideas, enabling businesses to achieve sustainable growth and success

Our Expertise & High-Value Legal Solutions 🔹 Corporate Law & M&A – Structuring high-value mergers, acquisitions, joint ventures, and corporate governance strategies. 🔹 International Arbitration & Dispute Resolution – Handling complex cross-border disputes, commercial arbitration (LCIA, SIAC, ICC), and litigation. 🔹 Legal Process Outsourcing (LPO) & AI-Driven LegalTech – AI-powered contract lifecycle management, compliance automation, and global legal research. 🔹 IPR & Technology Law – Expertise in AI, blockchain, cybersecurity, and digital asset regulation, protecting patents, trademarks & copyrights. 🔹 Cybersecurity, Data Privacy & Global Compliance – GDPR, AML, KYC, AI governance, and risk mitigation. 🔹 Fintech, Banking & Investment Law – Regulatory compliance for fintech startups, venture capital, private equity, and digital banking. 🔹 Redevelopment & Real Estate Law – Legal advisory for large-scale infrastructure projects, RERA compliance, and property law disputes. 🔹 High-Stakes Corporate Risk & Compliance – ESG compliance, anti-bribery laws, and corporate fraud investigations.

Passionate of Internet Business I have spent the last 12 years innovating and creating e-commerce projects in Europe. Don´t hesitate to contact me if you are: ONLINE SHOP ECOMMERCE SOLUTION PROVIDER ECOMMERCE INVESTOR or ENTREPRENEUR

Founder CEO at Nepal Invests | Chartered Accountant | Corporate Lawyer| Investment in Nepal

Authored a book Fluent In Foreign Business and co-developed a range of proprietary products to help exporters, investors and franchisors to successfully expand abroad. Have done business in 34 countries, founded several international start ups. Managed public and private Small and Medium sized companies. Managed international crises and completed multiple successful cross-border assignments. Handled financing transactions between $1mil and $500 mil. Clients include Governments, UNDP, Fortune 500 cos and multiple SMEs.

13+ years of international eCommerce experience from Li&Fung, Vente-Privee and Microsoft amongst others. Before launching Pivot, a Cross-border agency, I most recently I ran a €30m European eCommerce division of Global Brands Group (Li&Fung) and before that co-founded an eCommerce consultancy in New York working with clients including fb, L'Oreal and Saatchi & Saatchi. During the 5 years I spent at Vente Privee I was responsible for launching the business into the UK market and growing it to £40m in annual sales. Key skills: - Identification of the key global markets (online penetration, buyer demographics etc) for digital penetration based on the given product or service of a client linked into a coherent digital market entry strategy - Digital transformation programmes and management of digital operations teams and projects. Creating new business models and revenue sources while developing strategic partnerships to drive product distribution - Optimization and re-definition of digital products to transform business effectiveness - A deep understanding with the top omni-channel and pure play European and global marketplaces and etailer - Identification of the key market entry partners and identify the most adapted digital marketplace for the given product - devised specific European, US, UAE and China ecommerce market entry strategy - International Digital Marketing: development of Global digital marketing programmes; Paid and Organic search (PPC and SEO), Conversion Rate Optimisation (CRO), Content and Video, Social Media, Affiliate, Sub-Brands, Partnerships, Display, Re-targeting, PR, eCRM, eMail, Community management - Cross Border Website Optimisation: Management, Content, Analytics, User Experience, Responsive Design, Geo-Targeting, Personalisation, Landing Page, eFulfilment and Conversion Rate Optimisation - CRM: Customer & Prospect databases, development of profiling, segmentation programmes and propensity models, targeted CRM & eCRM to drive retention and Customer Life Time Value - International fulfilment and returns solutions and strategy Pivot: A Cross-Border eCommerce Agency - Director and Co-founder - London, United Kingdom Helping wholesale brands and retailers uncover, commercialize and optimize the most profitable international digital sales channels, marketing and branding opportunities Company strategy: 1: UK Exporters to International Markets 2: International Exporters to the UK Market 3: eCommerce Platform Representation Non exhaustive list of present clients worked / working with: - Lead the development of a NYC footwear brand into EMEA with a multi-channel and digital marketplace strategy supplemented with a UK based fulfilment and returns centre - Built and implemented the international strategy for a UK high street menswear fashion brand focusing on the UAE, China and Australia through a direct eCommerce and digital marketplace strategy - Built and implemented a UK childrenswear retailer Chinese digital marketplace strategy and logistics solution - Opened up and managed an incremental revenue stream for a top European electronics retailer developing into the US market though a local digital marketplace strategy - Helped a UK female fashion brand develop a pureplay UAE eCommerce operation - Exclusively represent the 2nd biggest US digital marketplace with their European brand acquisition - Exclusively represent the top UAE regional marketplace with top European brand and retailer looking to access the region with a digital marketplace or pureplay strategy - Contracted with the 2nd largest Chinese digital marketplace with their UK brand and retailer acquisition strategy Head of eCommerce - Global Brands Group (A member of the Fung Group) London, UK GBG is a top ten global branding company with a global turnover, in 2013, of $4.2 billion • Implementing and leading a Pan-European digital marketing and eCommerce strategies ShiftVertical: An International eCommerce agency: CMO and Co-Founder: NYC, USA International digital marketing and eCommerce consultancy focused on digital transformation within consumer brands and advertising agencies across the USA and Latin America. • Clients - L'Oreal, Facebook, Google, IBM, Draft FCBDigital skills transfer vente-privee.com: eCommerce and UK International Marketing Manager: Paris Area, France Pioneer of the online flash sales business model - Turnover 1 billion Euros 2010 • Project manager for the development of the specifications, testing, launch and development of the UK website

Renewable Energy developer, financier, clean tech aficionado. Created pipeline of hydropower and 2x650MW offshore wind projects in Japan; recently engaged on 2GW Taiwan gig and floating offshore wind developments worldwide.

Serial Entrepreneur. Co-founder & CEO at Wantering. Founder Thirdi Software (sold to Invoke), co-founded @JustTheBill. Builder of ideas, teams, & businesses. Full time dream chaser.

Suhas Gosavi is an industry expert and an advisor to PE’s & Financial Technology companies for commercial, consumer, cross border and disbursement payments and eCommerce. He is the former Senior Vice President and General Manager - Global B2B Solutions at Fiserv, a global financial technology leader in commerce-enabling technology and global B2B solutions. He has been the founder & CEO of an ecommerce and payments company and has considerable experience working with Private Equities and in M&A. He has more than 25 years of senior management, technology, payments and business consulting experience helping deliver SaaS integrated payment processing, eCommerce, point-of-sale, and buyer-supplier collaboration solutions to mid-market and enterprise-level organizations. With proven expertise in credit card, ACH and other digital payments including merchant acquiring, gateway features, P2PE, POS, Disbursement & Cross Border Payments, Gosavi has led global teams in the successful implementation and integration of secure payment, bill presentment, AR/AP, Government Payments, Convenience Fee and eCommerce solutions directly with enterprise resource planning (ERP) systems, including SAP, Oracle and Microsoft Dynamics. He has expertise in ERP Order to Cash and Procure to Pay process and is a frequent speaker at various global forums. Gosavi was formerly the President and CEO at CDI Technology. With a strong background in mergers and acquisitions, he successfully negotiated the acquisition of CDI Technology in 2015 and ultimately merging with First Data/Fiserv. He has a degree in Electronics and Telecommunications Engineering and currently resides in Naperville, IL with his family. https://www.commercialpaymentsinternational.com/conferences/accelerating-ap-automation/ https://www.linkedin.com/in/suhas-gosavi-a04172a/

Chad practises corporate and securities law with an emphasis on mergers and acquisitions and corporate finance. He has acted for clients on a variety of transactions including acquisitions and divestitures, venture capital and private equity financings, joint ventures, strategic alliances and initial public offerings. He also advises various emerging companies operating in the information technology, biotechnology, cleantech and industrial technology sectors as well as the venture capital funds and investors that finance them. Chad has a wide range of industry-related experience in the information technology sector. He was seconded to the legal department of the Canadian subsidiary of a major computer hardware supplier. Further, before becoming a lawyer, he worked as both a software and hardware designer and also founded his own software design and consulting company. Chad leverages his industry-related experience and computer engineering education to provide tailored advice to technology sector companies in connection with their M&A opportunities, investors in connection with their technology sector investment opportunities and emerging technology companies in connection with their day-to-day activities.

CEO and Chairman of the Board, Stemtek Therapeutics Managing Director, Inbiobank Head of Cancer Program, Inbiomed Senior Researcher, Proteomika

Ajay Shukla Cams currently Executive Chairman , IME INDIA PVT LTD & Senior Advisor , India Represntative Office, Global IME Bank, Nepal. Previously, Ajay held the position of Head - Compliance & Cross Border Trade Products, International Financial Institutions Group,, while working at ICICI Bank Limited. Ajay held this role for 5 years (April 2017 - January 2022). Before this, Ajay held the position of Senior Branch Head, Commercial Banking Branch, Backbay , Mumbai, while working at ICICI Bank Limited. Ajay occupied this position for 24 months (May 2015 - May 2017). Previously, Ajay held the position of Assistant General Manager, Commercial Banking Group, Mega Branch, while working at ICICI Bank Limited. Ajay held this role for 4 years (May 2011 - June 2015). Before this, Ajay held the position of Chief Manager, Sr Relationship Manager, Large Corporate Branch,, while working at Punjab National Bank. Ajay occupied this position for 19 months (October 2009 - May 2011). Previously, Ajay held the position of Senior Manager - Overseas Operations, Punjab National Bank, while working at 2006-2009. Ajay held this role for 4 years (March 2006 - October 2009). Before this, Ajay held the position of Senior Executive, AGM, Everest Bank Ltd, while working at Deputed to Everest Bank, Nepal. Ajay occupied this position for 4 years (April 2002 - April 2006). Previously, Ajay held the position of Branch Head, while working at Punjab National Bank. Ajay held this role for 4 years (January 1998 - February 2002).

M&A and cross-border transactions guru. Global business and entrepreneurial law educator. Startup advisor and now entrepreneur. Recovering transactional lawyer.

David Nwosu is an award winning exceptional technology personality and payment industry specialist with over a decade experience in managing people, processes and businesses. He is a trained and certified payments expert with experience in product management, marketing, business negotiations, operations, start ups , credit, digital banking, payment processing, wallets, acquiring, African payments , mobile money , payment gateway, logistics, strategy formulation and execution, project management , expansion , Fintech operations, Agritech, cards, , FMCG, distribution network, remittances, Retail, cross border payments, infrastructure, sales, customers service and Digital payments. He has acquired vast experience from his previous roles as a key Accounts manager for both public & private sector partnerships. David holds a bachelor's degree in Agricultural Economics and a proficiency certificate in Management from the Nigerian Institute Of Management (NIM). He is a Trained Business Account Manager from Marcus Evans, Malaysia , Merchant Acquiring & Dispute management from American Express Inc , USA , AMP /OMP experiential class 2019 from the prestigious Lagos Business School (LBS) He currently sits on the board of PayGO limited and also heads Retail Banking for Fairmoney. Prior to this , he worked with Accelerex Network Limited as Group Head , Business Growth and Operations, Cellulant Nigeria as Head, Retail Payment Network, Head, Agency Banking & Business Development at Capricorn Digital Limited and Unified Payment Services Ltd (Valucard Nigeria) where held key roles. In addition to the payments industry, He worked in the FMCG , media and Logistics. David is also a facilitator at the Nigerian Interbank Settlement Systems (NIBSS) training school where he anchors session for the school and also an external examiner at the Chartered Institute of Bankers of Nigeria (CIBN). A recipient of the Exceptional tech Personality Awards 2021 from Techtrend Africa and also featured as an African market leader in Financial Inclusion by Financial Inclusion Africa Magazine. https://www.linkedin.com/in/nwosudavid/