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Question

Months ago, I got approved for an Apple Card by Goldman Sachs for $5,500 Credit Limit and they only checked my TransUnion. Why did they only check 1 bureau besides all 3 to approve me? And since I’d like to go with my Credit Bureaus that have the fewest Inquiries, what other unsecured credit card companies do this? 🤔

Answer

David Favor answered

There's no way to guess about this, as checks will vary across time.

For example, you might get a Barclay Apple card + they might check Transunion today + Experian tomorrow or both.

There's no way you can form any conclusion about this, which will last more than a few days.