Phillip is the creator of CardPaymentOptions.com, a top credit card processing resource for over a decade. He is also the author of "Fee Sweep - How to Accept Card Payments Without Getting Scammed," Phillip's topics of expertise include: - Credit card processor selection. - Processing cost optimization. - Payment integrations. - General card acceptance advice. Topics that Phillip cannot consult: - Working in credit card processing. - Starting or creating a payment services company or technology. - Accepting card payments outside of the United States. - Non-U.S.A.-based businesses of any kind including those conducting business within the U.S.A. but based off-shore.

Fintech consulting. ex- Stripe, PayPal, Ripple, BCG, MoneyGram. Money transfer, remittances, payments, credit cards, neo-banking, bill pay, card issuing, Banking as a service, BaaS AML KYC, frequent flyer miles / loyalty, mobile money, blockchain, XRP, cross-border payments. I'm a Sr Director of Product Management at a leading payments technology company in San Francisco.

I work with established business owners and busy professionals interested in creating wealth beyond money. Schedule your introductory 15-30 minute call to learn how I can help you meet your business and personal financial goals.

Expertise: Credit & Funding Services (personal or business) Byebadcredit.com

I have owned and operated a mid-sized independent sales organization representing an array of banks and processors since 1990.

Founder and CEO of LoansForSuccess.com and HowtoFixMyCredit.com. I'll show you how to get you the funding you need to take your business to the next level.

Have over 17 years of experience setting up merchants accounts to process credit card payments. Merchant Account Expert, as well as High Risk Merchant Expert Consultant. Specialist in providing guidance to maximize savings on merchant processing fees. I will advocate to the most honest and fair credit card processing analysis to help you understand the reality of true processing fees. I will help you understand what is the safest and most competitive processing solution for your business. I would like to give you information to learn how to avoid excessive hidden charges from banks and processing companies and learn the correct way to process and maximize savings. The high risk merchant services industry is way apart from what true domestic processing is. I will provide you with the most updated information about this industry if you need to learn about it so that your business can succeed. Initial consultation fee to waive your merchant account setup fee.

Eric Grover is Principal at Intrepid Ventures, providing corporate development and strategy consulting to financial services, payment network, and processing businesses, principally in North America and Europe. He has a comprehensive understanding of the global payment network and processing space, including each stage in the payments value chain: credit, debit and prepay issuing, issuer processing, payment networks, and merchant acquiring and processing. Grover is an expert on network competitive dynamics and the unprecedented wave of innovation stressing and enhancing the payments industry, was the first to publicly make the case for banks demutualizing MasterCard and Visa, and is the world's foremost independent authority on interchange and interchange regulation. His prior experience includes Visa International, GE Consumer Finance, BofA, NationsBank, Transamerica and serving as a director on Nordstrom's credit card A/R subsidiary's board. His commentaries have been frequently published in the American Banker, Barron's, Cards International, the Daily Deal, Digital Transactions, Credit Card Management, Cards & Payments, Card Technology, the Las Vegas Review and Journal, National Review and the Washington Times. Grover has a BA in economics from Amherst College and an MBA in Finance from NYU Stern’s Graduate School of Business.

Collections and Credit Repair 10+years Legal, Auto, Credit, Mortgage, Commercial, Consumer, Medical, Small Business, 2nd Mortgage. Processing, Underwriting, Closing, Issuing, Foreclosure, Repossession; The list goes on.

Credit union executive, attorney, consultant, speaker, problem-solver. Authentic, colorful, and kind. Passionate about workplace engagement, culture, and psychological safety. Wide breadth of knowledge and experience in consumer finance, specializing in regulatory compliance, legislative and regulatory affairs, complaint response, CUSOs, credit reporting, collections, mortgage servicing/default, and real estate. Complex topics, simplified with humor, heart, and a focus on people.

Run full time Finance Department for Dealership, also an expert in coaching Credit, and making Financial Decisions! I also have a in-depth knowledge of the entire Credit and Financial Investing World. I have personally worked in Sales my entire life, with several successful business adventure!

Business and Financial Consultant Summary: With over 23 years of experience in the mortgage industry and 21 years of building successful million-dollar businesses, I specialize in helping individuals and entrepreneurs start, grow, and scale their ventures. I offer expert guidance on credit building and repair, and navigating the home-buying process. My goal is to provide personalized solutions that empower clients to achieve financial stability and business success. Experience: • Mortgage Expert | 2001 - Present Over 23 years of expertise in mortgage lending, guiding clients through the complexities of home financing, from credit evaluation to loan approvals. • Business Owner & Entrepreneur | 2003 - Present Successfully built and scaled multiple million-dollar businesses, leveraging market insights, business acumen, and a keen understanding of financial strategies. • Credit Repair & Financial Consultant | 2003 - Present Helped hundreds of clients improve their credit scores, repair credit issues, and develop long-term financial strategies, ensuring sustainable financial growth. Skills: • Business Start-up and Growth • Credit Repair and Building • Home Buying & Mortgage Expertise • Financial Strategy & Planning • Entrepreneurship & Scaling Businesses

With over 12 years of extensive experience in the realm of payments, I am a seasoned professional who has honed expertise across various facets of financial services. Throughout my career, I have collaborated closely with a diverse array of financial institutions and industries, helping them in optimization of their payment systems. My journey in the payments industry has been marked by a deep immersion into the intricacies of card networks, payment service providers (PSPs), point-of-sale (POS) systems, and the entire lifecycle of credit cards. I have cultivated a profound understanding of the nuances involved in debt collection, account payables and receivables, as well as the intricacies of invoicing and reporting. My track record speaks volumes about my ability to deliver tangible results, having successfully spearheaded numerous projects aimed at streamlining payment processes, enhancing security measures, and optimizing financial operations for my clients. Whether it's devising strategies to mitigate risks, implementing cutting-edge technologies, or navigating regulatory landscapes, I bring a wealth of knowledge and hands-on experience to the table. Having traversed through the ever-evolving landscape of payments, I am equipped with a comprehensive understanding of industry trends, emerging technologies, and best practices. My expertise transcends traditional boundaries, enabling me to offer invaluable insights and strategic guidance tailored to the unique needs of each client. I am passionate about leveraging my expertise to drive business success and foster innovation in the payments space. As a trusted consultant, I stand ready to lend my skills and insights to any project that requires the expertise of a seasoned financial professional specializing in payments. Whether it's optimizing operational efficiency, contract negotiations, partnership, maximizing revenue streams, or navigating complex regulatory frameworks, I am committed to delivering exceptional results and exceeding expectations covering the markets like EU, UK, US, Asia, India, Middle East, Africa etc

Personalized credit card rewards travel strategy. Whether you're going solo or bringing a family, I'll help you pick out the right card to apply for and use the rewards for max benefit on the trip you want to take!

I am a self made CC Guru. Overseas I helped young men and women start their credit journey and never look back!! Don't know where to start?, that's fine I am here to help.

10 years payments veteran and start up specialist Hackathon Mentor and Judge Work with early stage start ups for VC readinss

Highly accomplished professional with specialized expertise in payment processing, credit card merchant acquisition and risk management, telecommunications, information technology, executive leadership, and business management.

I developed a passion for traveling as a boy, and now I explore the world with my wife & children using miles, points, & the latest travel hacks. I've been teaching others how to travel more, spend less, & live better since 2012.

US Coast Guard veteran, MBA, investing educator. Early FinTech employee. Travel hacker and world traveler extraordinaire.

Founder, Innovator, Creator of Get GR8T Credit VIP and VIP Business Systems and Support. Strategist to Business owners and Entreprenuers. Mentor to individuals seeking to build a better financial future.

Remote worker. Former Google Venture-er.

Suhas Gosavi is an industry expert and an advisor to PE’s & Financial Technology companies for commercial, consumer, cross border and disbursement payments and eCommerce. He is the former Senior Vice President and General Manager - Global B2B Solutions at Fiserv, a global financial technology leader in commerce-enabling technology and global B2B solutions. He has been the founder & CEO of an ecommerce and payments company and has considerable experience working with Private Equities and in M&A. He has more than 25 years of senior management, technology, payments and business consulting experience helping deliver SaaS integrated payment processing, eCommerce, point-of-sale, and buyer-supplier collaboration solutions to mid-market and enterprise-level organizations. With proven expertise in credit card, ACH and other digital payments including merchant acquiring, gateway features, P2PE, POS, Disbursement & Cross Border Payments, Gosavi has led global teams in the successful implementation and integration of secure payment, bill presentment, AR/AP, Government Payments, Convenience Fee and eCommerce solutions directly with enterprise resource planning (ERP) systems, including SAP, Oracle and Microsoft Dynamics. He has expertise in ERP Order to Cash and Procure to Pay process and is a frequent speaker at various global forums. Gosavi was formerly the President and CEO at CDI Technology. With a strong background in mergers and acquisitions, he successfully negotiated the acquisition of CDI Technology in 2015 and ultimately merging with First Data/Fiserv. He has a degree in Electronics and Telecommunications Engineering and currently resides in Naperville, IL with his family. https://www.commercialpaymentsinternational.com/conferences/accelerating-ap-automation/ https://www.linkedin.com/in/suhas-gosavi-a04172a/

My focus area of work spans across some of the world's most demanding, compliance-driven institutions in Finance, Technology and Government. I have 18+ years of consulting experience in helping institutions with transformation programs in Banking & Technology, Trusted Identity Management, Digital security, Cyber security, Operational Excellence (OPEX) & Business Process Transformation BUSINESS CONSULTANT at ENTRUST ,Singapore ▪ From 01/2020 Leading the consulting arm in Asia Pacific region for offering trusted identity and secure transaction technologies to financial and government agencies for making purchases, crossing borders, accessing e-gov services or logging onto corporate networks LEAD CONSULTANT at EPAM, Singapore ▪ From 11/2018 to 12/2019 Lead IT & Business integration for Fintech Payment Bank in Digital Payments & Ecommerce marketplace for a complex merger of Card issuer & acquirer BUSINESS CHANGE MANAGER at DEUTSCHE BANK AG , Singapore ▪ From 05/2017 to 10/2018 A change management specialist in Client Data Services with ownership to implement strategic initiatives and to get new procedures socialized and enforced for both Global Markets & Global Transaction Banking REGULATORY REPORTING AUTOMATION PROJECT MANAGER at DEUTSCHE BANK AG , Singapore ▪ From 08/2014 to 04/2017 Delivered E2E Regulatory report automation in AXIOM platform for APAC regulators like MAS, BNM, BoT, RBI and for ECB (European Central Bank) K E Y EXPOSURE Keynote speaker at ATMIA (www.atmia.com), RBR (www.rbrlondon.com)& PlusWorld (www.plusworld.org) conferences across the globe Member of McKinsey’s Online Executive Panel E X E C U T I V E E D U C A T I O N Power User: Robotics Process Automation (RPA) ▪ WorkFusion 2018 Solutions Consultant ▪ WorkFusion 2019 Lean Six Sigma Black Belt ▪ KPMG 2014

I'm a Money Coach, Budgeting and Debt Expert. I help people organize their personal finances. I am a committee member on my local school board helping to promote financial literary in our school district and community.

As an insurance agent, my primary responsibility is to assist clients in identifying their insurance needs and finding the right policies to meet those needs. I work with individuals, families, and businesses to assess their risk profiles and recommend insurance products that will help protect their financial well-being. Although I am in Houston, Texas I do have one year of experience as both an Allstate Claims Agent, and also Service Representative. My work involves conducting consultations with clients to discuss their needs, explaining the features and benefits of different insurance policies, and helping clients select the appropriate coverage levels and deductibles. I also provide guidance on the claims process and assist clients in filing claims when necessary. In addition, I stay up-to-date on industry trends and changes in insurance regulations and policies. This allows me to provide my clients with the most current and relevant information regarding their insurance options. I also work to build and maintain strong relationships with insurance providers to ensure that my clients have access to the best possible policies and rates. Ultimately, my goal as an insurance agent is to help my clients achieve peace of mind by ensuring that they are adequately protected from financial risks and uncertainties.