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MenuWhich Unsecured Credit Cards check either TransUnion or Equifax in their application process?
Months ago, I got approved for an Apple Card by Goldman Sachs for $5,500 Credit Limit and they only checked my TransUnion. Why did they only check 1 bureau besides all 3 to approve me? And since Iād like to go with my Credit Bureaus that have the fewest Inquiries, what other unsecured credit card companies do this? š¤
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4 years ago
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Answers
DF
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There's no way to guess about this, as checks will vary across time.
For example, you might get a Barclay Apple card + they might check Transunion today + Experian tomorrow or both.
There's no way you can form any conclusion about this, which will last more than a few days.
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