I wouldn't be generating any income, so I couldn't pay back a loan.
It sounds like your non-profit is in the early stages, so it's probably as rich in vision and mission as it is poor in cash. That's a great start.
Now take that vision and mission and sell it to family, friends, colleagues and strangers. Open with what need exists, follow with what you're doing to fulfill that need and what's driving you and close with an appeal for $.
Once you're more established and have outcomes, there are other sources, but as you get rolling, it's all about selling that vision and mission.
If you wish to discuss, send me a PM through Clarity for 15 free minutes.
The vast majority of donations are provided by individuals, not corporations or foundations. The best approach to building a base has to begin with your personal relationships; if your cause is worth funding, ask everyone you know to support it. If you’re embarrassed to ask your friends and family to support you... it’s going to be impossible to get funding from strangers.
The most effective way to build a nonprofits’ revenues is through recurring (monthly) giving. Set this up from the beginning to train your donors to consider you a part of their monthly budget. This will increase their overall annual support and decrease lapse rate.
Best of luck to you!