Take the money. But, try to look at this as short-term/current financing which basically means that you should pay it off within a year. You probably will not, but make that your goal.

Secondly, during this year focus on Long Term financing through other investing in your business. Replace the short-term financing with the long term money if you can get enough of it, but be clear with your investors about your intentions.

Best of Luck,
Mike
From the Trenches to the Towers Marketing