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Payments: How can I test payment models for an app without having a company to get an account with payment processors such as Stripe?
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Scott Vedder, Storytelling, Career Transition, & Résumé Expert answered:

If you're asking about processing point-of-sale payments, have you considered using the smart phone tools available from Square, PayPal or QuickBooks? You don't need to have a formal business entity structure to use these. A sole proprietorship is a viable business model to conduct some sales and test payments.

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