Phillip is the creator of CardPaymentOptions.com, a top credit card processing resource for over a decade. He is also the author of "Fee Sweep - How to Accept Card Payments Without Getting Scammed," Phillip's topics of expertise include: - Credit card processor selection. - Processing cost optimization. - Payment integrations. - General card acceptance advice. Topics that Phillip cannot consult: - Working in credit card processing. - Starting or creating a payment services company or technology. - Accepting card payments outside of the United States. - Non-U.S.A.-based businesses of any kind including those conducting business within the U.S.A. but based off-shore.

Fintech consulting. ex- Stripe, PayPal, Ripple, BCG, MoneyGram. Money transfer, remittances, payments, credit cards, neo-banking, bill pay, card issuing, Banking as a service, BaaS AML KYC, frequent flyer miles / loyalty, mobile money, blockchain, XRP, cross-border payments. I'm a Sr Director of Product Management at a leading payments technology company in San Francisco.

I am a Payment expert, Fintech advisor, and solution architect mainly in Cards, Issuing, and Acquiring and mobile payments. Over 19 years in the financial services and the Fintech arena. I am providing assistance to clients seeking to launch or leverage mobile payments, issuing, money remittance, and mobile money services globally, offering independent advisory services in a number of functional areas including technology, market strategy, opportunity assessment, strategic business planning, product development, vendor analysis, market roll-out execution, and implementation, research, M&A and networking. I am very experienced in mobile wallets industry and the integration of onsite stores: Merchants, Acquirers, Payment Gateways, Processors, Associations, and Issuers from one hand, and Credit Card, Debit Card, Gift/Prepaid Card, Mobile, Chip & Pin, EMV, Contactless, NFC, Smart Cards, PCI on the other. I was involved in designing some of the largest mobile wallet ventures around the world: WEVE, ISIS, Turkcell, China Mobile, Cellcom and Singtel, and was responsible for designing the solution of the payment and media segments. Let me know how can I assist you or if you have any questions.

I have owned and operated a mid-sized independent sales organization representing an array of banks and processors since 1990.

A mountain climber, adventurer and entrepreneur at heart, Brad Weimert developed his entrepreneurial and marketing spirit from rich life experiences. At the age of 20, Brad began breaking national sales records as the #1 sales representative in a company of more than 30,000 and continued to do so year after year. In 2007, Brad crossed the country by bicycle, giving speeches to at-risk youth. With a sound basis in sales and entrepreneurship, Brad founded Easy Pay Direct; a payment gateway that has since been touted as the most critical tool on the market to facilitate high-level eCommerce.

Payments Manager with more than 16 years of experience. We advise our clients on the management of their payments portfolio, including payments management, technology, payment operations, and risk management.

Just getting started on Clarity, reflected in my hourly rate. My 8+ year expertise includes card acquiring, gateways, payment orchestration platforms, cross-border payments & collections as well as more bespoke solutions. Having worked with some amazing teams in multiple countries I bring a global perspective and a results-driven approach to solving payment challenges. Let’s connect to discuss how we can collaborate.

With over 20 years of experience in software engineering and product management, I have a proven track record of delivering innovative and impactful technology solutions in the fintech and digital banking domains. I am currently a Staff Product Manager at Super.com, where I led the 0-1 launch and growth of the Super Pay product. The solution combines a deposit account with dynamic secure card, credit building, exciting cashback rewards and non-recourse loans(cash advances). Execution, moving fast and data driven prioritization are my key strengths and the software engineering background allows me to cover larger surface area within the solution space. Making an outsized impact for a good cause motivates me the most, as I look forward for a new challenge in my career. - Product Management - Agile, Scrum, Product development lifecycle - Digital banking - Online and mobile banking (Backbase, Temenos Infinity) - Xplainable AI - Bill presentment and payments - Domestic and cross-border remittances - Debit card processing - Card acquiring on ATM, POS and mPOS - EMV cards - 3D Secure and VBV - ACH Payments - Branchless/Agent banking - Microfinance banking and financial inclusion - Cash advance and lending - NIST compliance - Authentication products (FIDO 2.0, Mobile connect) - Self serve KYC (Persona, IDVerifact) - Fraud and Risk (Riskified, Navaera, PlusT) - Open banking (Finicity, Plaid) - Payments processing (i2c, Qolo) - Chatbot (ada) - Loan origination (Oscilar) - Credit reporting (Array) Consultation experience for: - Central bank of UAE - Central bank of Oman - State bank of Pakistan - Pakistan Remittance Initiative - Brac Bank Bangladesh - Omnibus - Pakistan's National Payments Switch - 1Link - Microfinance platforms - JazzCash and Easypaisa - Telenor Group Services - for global remittance hub

Expert in payments, fintech, and omnichannel strategies. Senior Manager at Oaklen Consulting, ex-Dior & Mastercard. Specializing in PSPs, fraud, tokenization, and digital transformation.

With over 12 years of extensive experience in the realm of payments, I am a seasoned professional who has honed expertise across various facets of financial services. Throughout my career, I have collaborated closely with a diverse array of financial institutions and industries, helping them in optimization of their payment systems. My journey in the payments industry has been marked by a deep immersion into the intricacies of card networks, payment service providers (PSPs), point-of-sale (POS) systems, and the entire lifecycle of credit cards. I have cultivated a profound understanding of the nuances involved in debt collection, account payables and receivables, as well as the intricacies of invoicing and reporting. My track record speaks volumes about my ability to deliver tangible results, having successfully spearheaded numerous projects aimed at streamlining payment processes, enhancing security measures, and optimizing financial operations for my clients. Whether it's devising strategies to mitigate risks, implementing cutting-edge technologies, or navigating regulatory landscapes, I bring a wealth of knowledge and hands-on experience to the table. Having traversed through the ever-evolving landscape of payments, I am equipped with a comprehensive understanding of industry trends, emerging technologies, and best practices. My expertise transcends traditional boundaries, enabling me to offer invaluable insights and strategic guidance tailored to the unique needs of each client. I am passionate about leveraging my expertise to drive business success and foster innovation in the payments space. As a trusted consultant, I stand ready to lend my skills and insights to any project that requires the expertise of a seasoned financial professional specializing in payments. Whether it's optimizing operational efficiency, contract negotiations, partnership, maximizing revenue streams, or navigating complex regulatory frameworks, I am committed to delivering exceptional results and exceeding expectations covering the markets like EU, UK, US, Asia, India, Middle East, Africa etc

Payment Processing, Automated Sales Tax Compliance, Subscription Management, Recurring Billing, Fraud Prevention for SaaS Startups

Cross-Border Payments Specialist, Pro-Crypto, YouTuber & Podcast Host, Gen-X Creator, B2B Biz Coach, Quora Top Writer, Love Jazz.

Specialties: Project Management, Enterprise and Retail banking product management, franchise development, relationship management & partnerships, portfolio analytics, brand management, Sales and partnership distribution, Compliance and Risk Management. Capitalizing on MBA from United Kingdom, Oxford and backed with sound technical skills helped me to spearhead successfully IT technical teams (TCS/Vendors), sales team and project managers to deliver large value business projects (+50 million USD) with an objective of reducing cost to serve and process/system improvements. Expertise in ✓ Managing and reviewing Business applications architecture blueprint on a regular basis to maintain the alignment with new business and organizational requirements due to market demand. ✓ Creating Digital and Channels strategy roadmap for business growth and focus on reducing cost to serve. Page 2 ✓ Demonstrating personal commitment and accountability to ensure standards are continuously sustained and improved both within the internal teams, technology partners organisations and suppliers. ✓ Building sales strategies by collating, utilising valuable market data and keeping sales team focused and driving for results by building effective KPI modules and incentives. ✓ Leading large multi-stream programs in complex, multiple stakeholder, matrix managed technology environments. ✓ Shaping programmes and projects utilising a variety of delivery frameworks, latest methodologies and tools. ✓ Very strong influencing skills and ability to communicate complex technologies and processes in a clear and coherent way. ✓ Implementing framework and reporting metrics to measure the success of business development opportunities with each customer / account. ✓ Managing 3rd party delivery partners and outsourced IT service providers to ensure the successful delivery of the IT portfolio. PROFESSIONAL EXPERIENCE AND ACHIEVEMENTS (23+ YRS) Ceo, Indipaisa Aug 2021 – present Responsibilities: ➢ Setup business functions in India and provide commercial banking solutions to micro SME’s of India ( approx. 59 Millions audience). ➢ Manage partnership and licenses with the partner Fintech and Banks and comply with Regulator ➢ Build products and a business sustainable model for quick growth and provide payments products to the micro SME’s which are easy to use and removes frictions for their day to day business needs at the same time comply with the Govt taxes and laws. ➢ Build a team who can deliver and execute the company vision. ➢ Bring revenues and business growth for the company by scaling the product and services by building communities Country Manager – Corporate Business Oct 2016 – Aug 2021 QPAY International, Doha- Qatar Responsibilities: ➢ Deliver innovative Acquiring(POS) and Issuance(WPS) projects and products in the field of Payments. ➢ Manage team of professionals in delivering projects in time and within budget. ➢ Build corporate business relationships ➢ Responsible for developing new business opportunities with potential and existing accounts across the Middle East. ➢ Manage the day-to-day operational and business development relationship with Enterprise customers in order to improve business results and opportunities. Page 3 ➢ Report on key technical, demographic, market demands and financial information, to add value proposition throughout the customer base and update dashboard on customer reporting metrics to measure the success of business developments and opportunities gained. ➢ Keep updated with local market conditions and competitor information and taking appropriative actions with management’s endorsement. Program Manager, Business Technology Solutions, Digital and Enterprise Banking. 2012 –Sep 2016 Commercial Bank of Qatar (CBQ), Qatar Responsibilities: ➢ Deliver innovative digital channel projects and manage team of professionals in delivering projects in time and within budget. ➢ Initiate new projects for the business benefits and manage resource capacity. ➢ Manage IT project delivery team ( Outsourced and Internal) for delivering key cloud based business projects for SME such as HR & Payroll, Email & Document management, Share point, Time and Attendance, real time web designing, webhosting, web portals and internet banking systems / new banking channels. ➢ Manage customers’ requirements, and plan sales strategy to identify key areas of growth and achieve long-term strategic business objectives for the region. ➢ Developing and maintaining multi-level relationships within the account in order to maintain long term visibility of strategy, plans and competitor activity. ➢ Manage team for support and operation activities in collaboration with MEEZA in QSTP for payroll solutions for MSME in Qatar, a joint venture of Qatar Foundations. ➢ Conduct training workshops for SME and increase product portfolio for Enterprise customer base and develop and strengthen working relationships and trusted advisor status with key partners. ➢ Recommend effective communication tactics to the Channel Communications and Marketing departments for growing the Enterprise customer base and communicating proactively and articulating to management regarding market/client updates and provide new solutions for Enterprise customers. Digital Transformation Enterprise programs delivered /actively participated: • Enterprise Mobile App for SME – 1st in the region • Straight Through Processing of financial transfers (Operations automation) (cost save by 10 FTE ) • Instant Account opening automation (account and cards) • International Transfers via ATM’s • Cardless Deposits to automate operation workload. • Cloud based applications for Enterprise customers Project Manager, Cards IT Department. 2008 – 2012 Commercial Bank of Qatar (CBQ), Qatar Responsibilities: ➢ Managed IT Project for upgrading the CB Debit card/NAPS ATM authorization switch (IST 7.6) with latest hardware and software (Sun/Oracle/Java). Implemented new debit card management system (eCMS) for producing chip cards. This allowed the organization to have robust system 24x7, saving time and cost by automating back office operational services. Page 4 ➢ Managed the banking channels projects for commercial bank: o ATM, switch for payments, deposits and remittance to other countries ( debit/credit). o Point of sale for merchants with loyalty program capabilities. o Web site development for private / corporate and loyalty programs such as wafapoints /rewardpoints. o E commerce for the merchants ( Acquiring / Issuance ) o Cloud based HR & Payroll solution for SME clients integrated with Corporate internet banking. o Instant account opening solutions by providing customers with debit / credit cards /cheque books. o Mobile banking solutions using interface for platforms such as Windows, IOS ,BES and Android. o Intelligent contact management ( ICM) linked to Meridian and Nortel telecommunication system. o Altitude, contact management software, integrated with Cisco telecommunication system. ➢ In March' 2009 the organization initiated IT Change Management program and I was given the opportunity to establish the IT change management policies and procedures. Since then, besides managing IT Projects, I also managed IT Change Management successfully. ➢ Managing and supporting franchises IT projects (Egypt, UAE and Oman) for Card Banking Systems (Prime / Online). Migrated the entire Egypt Diners card holders database to third party processing company: Network Processing Company (NPC) as part of M&A strategy. ➢ Dealing with external vendors, clients, business units as well as internal teams in managing E-commerce project. ➢ Managed Pearl - Qatar Project to implement e-purse, NFC mobile device and contact less card systems. ➢ Managed Instant Account Opening (IAO) to deliver the personalized cards within 15 minutes to the customer. ➢ Managed Alfardan ATM remittance project for lower mass to remit money instantly to their beneficiary country. ➢ Participated and Managed CB Data Center relocation and Disaster Recovery Project. (Verifone Full ISO project). ➢ Manage the execution of new programs/projects and implementation of IT strategies. IT Change Manager, IT Department. (Dual Role along with IT PM) March 2009 –2012 Commercial Bank of Qatar (CBQ), Qatar Responsibilities: Along with managing IT projects was assigned additional responsibility in Implementation of Control Objectives for Information and Related Technology (Cob IT) standards within CBQ IT Department and streamline the IT Application and Infrastructure processes using tools and techniques such as Assyst, Risk Management tool. o Receiving change request from Head of Department and ensuring that they are properly analyzed under risk and impact assessment. o Peer review and acceptance before formal Change Advisory Board (CAB) approval o Ensure that there is no conflict between same system changes. o Identifying Emergency changes and Approving Emergency change implementation o Scheduling of Changes with the CAB and Designated owners o Preparing CAB meeting agenda and providing all necessary review information to the CAB members. o Approving requests for minor changes or assigning major change approval to CAB. o Notification to CAB on all failed change requests and identifying root cause. o Providing change notification to the Change Initiator and other affected parties. o Monitoring the successful completion of all requests for change (RFC’s). o Reviewing and evaluating the change process. Oxfordshire Fire & Rescue Services(OFRS) Sep 2007 – Dec 2008 Oxford, United Kingdom. Page 5 Lead Consultant, Oxford Business School Responsibilities: The primary objective of the project was to provide Managers with a framework of guidance that will assist with the identification, improvement and enhancement of “Oxfordshire Fire and Rescue Services Organisational development through benchmarking” with best practice and user expectations. This report assisted in the identification of training and development opportunities for the skills, knowledge and expertise of Oxfordshire Fire and Rescue services with a view to improve the local community services and prevention agenda more effectively. OFRS benefitted with the following: ➢ Development of Oxfordshire fire and rescue department within the National framework criteria for local community and Local Strategic Partnership (LSP). ➢ Improved public awareness and education on a diverse range of safety initiatives ➢ More effective, efficient and economic use of public financial resources resulting in better value for money for the community ➢ Better understanding of Oxfordshire community expectations for Oxfordshire Fire and Rescue service. Senior Cards System Analyst, IT Department. January 1999 – Aug 2007 Commercial Bank of Qatar (CBQ), Qatar Responsibilities: ➢ Manage cards project implementations for CB and franchises (Egypt / Bahrain) ➢ Provide training to all internal customers on cards products and IT system (Prime / Online / IST / POS) capabilities. ➢ Create and execute SLA for POS applications vendors. Conduct market analysis on POS and cards related systems. ➢ Provide recommendations on new IT systems or existing card products enhancements. ➢ Lead all technical card product development initiatives. ➢ Support and coordinate between franchises and our partner banks and manage certification for CBQ’s card payment systems from Visa, Master Card, Amex and Diners Club. GIS Coordinator, CGIS. 1996 – Dec 1998 Ministry of Municipal Affairs and Agriculture, Qatar Responsibilities: Co-ordinate within Center for Geographic Information Systems (CGIS) and other departments of Ministries, such as Qtel, Electricity and water, agriculture, fisheries, real estate, petroleum, ministry of interior , for the development and Implementation of Geographic Information Systems (GIS). Page 6 Developed and executed Farms information management system (FIMS) within the ministry of Agriculture. Developed GIS applications using the aerial photographic and topographic data for cross sectional departments. The natural water storages and wells were also studied and collected data was utilized for research study and GIS programs. Actively participated in the 1997 - Global GIS conference for the recognition of Qatar, for being the only country to have Nationwide GIS program. (www.gisqatar.org.qa) Senior Research Fellow, Goa - India 1994 - 1996 National Institute of Oceanography (NIO), Government of India Council of scientific and industrial research (CSIR) Responsibilities: Research Fellow (SRF) at N.I.O (Data & Information Division), and was responsible for developing the Data Base Management system, required for Geographic Information Systems (GIS) and Research purpose. During my tenure, I have actively participated in research related to Environmental Studies, looking into Earth sciences and Remote Sensing Analysis. Also in my master’s degree thesis, I have extensively worked on the underwater currents, which play a major role in environment ecosystem. In regard to study the Environment impact on the west coast of India, by man made changes, I have also been on ORV Sagar Kanya, a research vessel for 45 days, cruising up to 4 degree south of Indian Ocean. Participated in various environmental programs and had to visit National Remote Sensing Agency (NRSA), Hyderabad , and Indian Meteorology Dept (IMD), Pune for the data analysis and their environmental impact studies. Moreover, attended various programs organized by NIO and other Research Institutions in regard to waste management / oil spill / environment management. I was also project scientist for the Marine Satellite Information Systems (MARSIS), which was required to develop the Coastal Zone Information System (CZIS). I have hands on experience in using GIS/ GPS systems. QUALIFICATION M.B.A Oxford (United Kingdom), Business Strategy and Administration (oxford brookes + said Business school, university of oxford). Building a Business - Entrepreneurship P.G.DBM Goa University (RA) (India) Business Management MSc Goa University (India) Applied Science Graduate Goa University (India) Electronics CERTIFICATION Prince2 Foundation and Practitioner CObit5 Foundation Project Management Page 7 PROFESSIONAL SKILLS Application Designed and Managed. • Enterprise Mobile application , 1st in the region for Enterprise customers • Cloud based IT solutions for Enterprise customers. • Retail and Mobile internet banking application. • Instant issuance of Credit cards and contactless credit cards implementations. • Reporting management systems (POS and Loyalty) for Card holders and Merchants. • Developed various in house application for back office, integrating CB cards systems ( Prime, Online, IST ) • Franchise Information System for Egypt and Bahrain (Remote Cards Data Management in Oracle 9). • Farms Information Management System & Meteorological info System (Arcview, Mapobjects) • GPS Data Converter on the Unix Platform using ARC/INFO • Remote Database Retrieval & Management (INGRES RDBMS) at the National Institute. PARTICIPATION IN PROFESSIONAL COURSES 1. Building a Business, Oxford Business School, Oxford University, United Kingdom. 2. I.T Project Management from B.M.C ( Business Management Institute ) – PMP credits 3. Microsoft Dot NET Technologies 4. Oracle 8i, DBA course. 5. SAP, ERP and CRM 6. Two Weeks training on Global Positioning Systems (GPS) conducted by TRIMBLE GPS, at the AIC, MMA&A , Doha -Qatar. 7. One and Half month training course on ARC/Info, Arcview,VB at the Centre for Geographic Information Systems. MMA&A, Doha –Qatar 8. Participated in a cruise for Indian Ocean Data Collection , By the National Institute Of Oceanography, Govt of India on “Sagar Kanya” ORV vessel. 9. Two weeks Training on GIS (PAMAPS and IDRISI ) at National Remote Sensing Agency, Dept. Of Space , Govt of India, Hyderabad 10. One and Half month course on “Remote Sensing and it’s Applications” conducted by Department of Space, Govt of India. At the National Institute Of Oceanography, Goa ( 3/3/96 to 17/4/96 )

Brian Roemmele is the consummate Renaissance man. He is a scientist, researcher, analyst, connector, thinker and doer. More than anything, I’ve found Brian to be an observer of the world, asking questions and following his seemingly infinite curiosity to the root of an astounding variety of issues. Over the long, winding arc of his career, Brian has built and run payments and tech businesses, worked in media, including the promotion of top musicians, and explored a variety of other subjects along the way. Brian actively shares his findings and observations across fora like Medium, Quora, Twitter and his own podcast, Around the Coin. Brian is one of the most prolific producers of top quality analytical content I’ve ever encountered. I would highly encourage everyone to follow Brian and actively consume the information he puts out. http://www.VoiceCommerce.expert

10 years payments veteran and start up specialist Hackathon Mentor and Judge Work with early stage start ups for VC readinss

Self-confessed start-up fanatic having launched more than 20 businesses, taking 4 through multi-million £ IPOs. Founder CreditVouchers.com (Merchant Account Provider) and adviser to multiple e-commerce start-ups.

Suhas Gosavi is an industry expert and an advisor to PE’s & Financial Technology companies for commercial, consumer, cross border and disbursement payments and eCommerce. He is the former Senior Vice President and General Manager - Global B2B Solutions at Fiserv, a global financial technology leader in commerce-enabling technology and global B2B solutions. He has been the founder & CEO of an ecommerce and payments company and has considerable experience working with Private Equities and in M&A. He has more than 25 years of senior management, technology, payments and business consulting experience helping deliver SaaS integrated payment processing, eCommerce, point-of-sale, and buyer-supplier collaboration solutions to mid-market and enterprise-level organizations. With proven expertise in credit card, ACH and other digital payments including merchant acquiring, gateway features, P2PE, POS, Disbursement & Cross Border Payments, Gosavi has led global teams in the successful implementation and integration of secure payment, bill presentment, AR/AP, Government Payments, Convenience Fee and eCommerce solutions directly with enterprise resource planning (ERP) systems, including SAP, Oracle and Microsoft Dynamics. He has expertise in ERP Order to Cash and Procure to Pay process and is a frequent speaker at various global forums. Gosavi was formerly the President and CEO at CDI Technology. With a strong background in mergers and acquisitions, he successfully negotiated the acquisition of CDI Technology in 2015 and ultimately merging with First Data/Fiserv. He has a degree in Electronics and Telecommunications Engineering and currently resides in Naperville, IL with his family. https://www.commercialpaymentsinternational.com/conferences/accelerating-ap-automation/ https://www.linkedin.com/in/suhas-gosavi-a04172a/

My focus area of work spans across some of the world's most demanding, compliance-driven institutions in Finance, Technology and Government. I have 18+ years of consulting experience in helping institutions with transformation programs in Banking & Technology, Trusted Identity Management, Digital security, Cyber security, Operational Excellence (OPEX) & Business Process Transformation BUSINESS CONSULTANT at ENTRUST ,Singapore ▪ From 01/2020 Leading the consulting arm in Asia Pacific region for offering trusted identity and secure transaction technologies to financial and government agencies for making purchases, crossing borders, accessing e-gov services or logging onto corporate networks LEAD CONSULTANT at EPAM, Singapore ▪ From 11/2018 to 12/2019 Lead IT & Business integration for Fintech Payment Bank in Digital Payments & Ecommerce marketplace for a complex merger of Card issuer & acquirer BUSINESS CHANGE MANAGER at DEUTSCHE BANK AG , Singapore ▪ From 05/2017 to 10/2018 A change management specialist in Client Data Services with ownership to implement strategic initiatives and to get new procedures socialized and enforced for both Global Markets & Global Transaction Banking REGULATORY REPORTING AUTOMATION PROJECT MANAGER at DEUTSCHE BANK AG , Singapore ▪ From 08/2014 to 04/2017 Delivered E2E Regulatory report automation in AXIOM platform for APAC regulators like MAS, BNM, BoT, RBI and for ECB (European Central Bank) K E Y EXPOSURE Keynote speaker at ATMIA (www.atmia.com), RBR (www.rbrlondon.com)& PlusWorld (www.plusworld.org) conferences across the globe Member of McKinsey’s Online Executive Panel E X E C U T I V E E D U C A T I O N Power User: Robotics Process Automation (RPA) ▪ WorkFusion 2018 Solutions Consultant ▪ WorkFusion 2019 Lean Six Sigma Black Belt ▪ KPMG 2014

Advise payments startups. Previously a founder & entrepreneur. Started a retail e-commerce company after Y-Combinator (W10 class); sold out in 2011. Joined Square early on to build what is now called the Finance & Strategy team.

Co-founder, Glenbrook Partners; Group Executive, First Data Corp.; Group Executive VP, Visa; IBM

Anirudh is a Product Leader with 11 years product experience with the last 6 years in the payments space working at Booking.com, Uber and now leading Payments at Hopper (~2B GMV)

I am your go-to result-driven Business Coach and Mentor. I bring over 30 years of expertise, in developing people and running businesses. I'm talking about a complete transformative journey that blends proven success techniques and a bespoke approach to your personal and business development. Project Management and Public Speaking Services

Partner at Allegiant Payment Solutions, 8+ years with Bank of America. Specialize in credit card processing, sourcing equipment and lowering cost. 10+ years in banking, loans, credit, mortgage and credit card processing.

Payments Consultant with over 9 years of experience in multinational organisations.

Project Management (PRINCE2) ● Mobile Banking Systems ● ATM/POS Systems/Networks ● Risk Focused. Senior IT Consultant with extensive financial services industry experience and software development, project management and operations/infrastructure management. A strong communicator and leader with excellent presentation, customer-facing and negotiation skills, in-depth understanding of financial environments and demonstrable success in breaking down barriers to faster services. Key Skills Management Services ● Operational & Infrastructure Management ● Staff Management & Leadership ● Cost Savings ● Business Strategy ● Client Management ● Change Management ● Audit ● Security Compliance ● PCI