Phillip is the creator of CardPaymentOptions.com, a top credit card processing resource for over a decade. He is also the author of "Fee Sweep - How to Accept Card Payments Without Getting Scammed," Phillip's topics of expertise include: - Credit card processor selection. - Processing cost optimization. - Payment integrations. - General card acceptance advice. Topics that Phillip cannot consult: - Working in credit card processing. - Starting or creating a payment services company or technology. - Accepting card payments outside of the United States. - Non-U.S.A.-based businesses of any kind including those conducting business within the U.S.A. but based off-shore.

I am a Payment expert, Fintech advisor, and solution architect mainly in Cards, Issuing, and Acquiring and mobile payments. Over 19 years in the financial services and the Fintech arena. I am providing assistance to clients seeking to launch or leverage mobile payments, issuing, money remittance, and mobile money services globally, offering independent advisory services in a number of functional areas including technology, market strategy, opportunity assessment, strategic business planning, product development, vendor analysis, market roll-out execution, and implementation, research, M&A and networking. I am very experienced in mobile wallets industry and the integration of onsite stores: Merchants, Acquirers, Payment Gateways, Processors, Associations, and Issuers from one hand, and Credit Card, Debit Card, Gift/Prepaid Card, Mobile, Chip & Pin, EMV, Contactless, NFC, Smart Cards, PCI on the other. I was involved in designing some of the largest mobile wallet ventures around the world: WEVE, ISIS, Turkcell, China Mobile, Cellcom and Singtel, and was responsible for designing the solution of the payment and media segments. Let me know how can I assist you or if you have any questions.

Entrepreneur, Co-founder Hospitality SaaS startup, Product & Strategy expert in Fintech, Mobile, Marketplaces, Omni-channel Commerce & SaaS platforms. Product & Strategy consultant for multiple early stage/venture funded startups. Connect with me for quick consultation

I have owned and operated a mid-sized independent sales organization representing an array of banks and processors since 1990.

Founder/CEO - FoodontheTable.com EIR - Austin Ventures VP Marketing - IMVU Inc Executive Director - Dell Inc Experienced Lean Startup Entrepreneur

Have over 17 years of experience setting up merchants accounts to process credit card payments. Merchant Account Expert, as well as High Risk Merchant Expert Consultant. Specialist in providing guidance to maximize savings on merchant processing fees. I will advocate to the most honest and fair credit card processing analysis to help you understand the reality of true processing fees. I will help you understand what is the safest and most competitive processing solution for your business. I would like to give you information to learn how to avoid excessive hidden charges from banks and processing companies and learn the correct way to process and maximize savings. The high risk merchant services industry is way apart from what true domestic processing is. I will provide you with the most updated information about this industry if you need to learn about it so that your business can succeed. Initial consultation fee to waive your merchant account setup fee.

==NOT AVAILABLE FOR THE FORESEEABLE FUTURE== An AML, Compliance and Fraud prevention practitioner at heart, Pervees Faisal Islam is a frequent consultant for a variety of payment platforms and non-traditional money transfer systems. He is known as a critical thinker and a strategist, passionate about the payment product and is distinct in his passion for the product developer and kinship to the regulator in areas related to payments and money service businesses/money transmitters. He has held several executive positions at third-payment processors, money transmitters and online payment firms. As a frequent speaker at Emerging Payments and AML conferences, a contributor to payments publications, he also spearheads the open-access Country Risk aggregator , knowyourcountry.com.

Eric Grover is Principal at Intrepid Ventures, providing corporate development and strategy consulting to financial services, payment network, and processing businesses, principally in North America and Europe. He has a comprehensive understanding of the global payment network and processing space, including each stage in the payments value chain: credit, debit and prepay issuing, issuer processing, payment networks, and merchant acquiring and processing. Grover is an expert on network competitive dynamics and the unprecedented wave of innovation stressing and enhancing the payments industry, was the first to publicly make the case for banks demutualizing MasterCard and Visa, and is the world's foremost independent authority on interchange and interchange regulation. His prior experience includes Visa International, GE Consumer Finance, BofA, NationsBank, Transamerica and serving as a director on Nordstrom's credit card A/R subsidiary's board. His commentaries have been frequently published in the American Banker, Barron's, Cards International, the Daily Deal, Digital Transactions, Credit Card Management, Cards & Payments, Card Technology, the Las Vegas Review and Journal, National Review and the Washington Times. Grover has a BA in economics from Amherst College and an MBA in Finance from NYU Stern’s Graduate School of Business.

Founder/CEO, Gloo.ng, Nigeria's BIGGEST Online Supermarket. Former Co-Founder/CEO, Cards Technology Ltd,

With over 10 years of experience in Python, JavaScript, and API architecture, I specialize in developing scalable solutions and integrating complex payment systems. As a Solutions Consultant I have led numerous projects ensuring optimal performance and compliance.

Multiple Entrepreneur, Engineering Lead, Open Source Enthusiast, Blogger, Blabber, Coffee, Cryptography (1 patent), and FinTech systems (4 patents).

With over 20 years of experience in software engineering and product management, I have a proven track record of delivering innovative and impactful technology solutions in the fintech and digital banking domains. I am currently a Staff Product Manager at Super.com, where I led the 0-1 launch and growth of the Super Pay product. The solution combines a deposit account with dynamic secure card, credit building, exciting cashback rewards and non-recourse loans(cash advances). Execution, moving fast and data driven prioritization are my key strengths and the software engineering background allows me to cover larger surface area within the solution space. Making an outsized impact for a good cause motivates me the most, as I look forward for a new challenge in my career. - Product Management - Agile, Scrum, Product development lifecycle - Digital banking - Online and mobile banking (Backbase, Temenos Infinity) - Xplainable AI - Bill presentment and payments - Domestic and cross-border remittances - Debit card processing - Card acquiring on ATM, POS and mPOS - EMV cards - 3D Secure and VBV - ACH Payments - Branchless/Agent banking - Microfinance banking and financial inclusion - Cash advance and lending - NIST compliance - Authentication products (FIDO 2.0, Mobile connect) - Self serve KYC (Persona, IDVerifact) - Fraud and Risk (Riskified, Navaera, PlusT) - Open banking (Finicity, Plaid) - Payments processing (i2c, Qolo) - Chatbot (ada) - Loan origination (Oscilar) - Credit reporting (Array) Consultation experience for: - Central bank of UAE - Central bank of Oman - State bank of Pakistan - Pakistan Remittance Initiative - Brac Bank Bangladesh - Omnibus - Pakistan's National Payments Switch - 1Link - Microfinance platforms - JazzCash and Easypaisa - Telenor Group Services - for global remittance hub

Expert in payments, fintech, and omnichannel strategies. Senior Manager at Oaklen Consulting, ex-Dior & Mastercard. Specializing in PSPs, fraud, tokenization, and digital transformation.

Experienced Certificated Compliance Officer - Legal Counsel (JD, ML.T., LL.M) with proven track record in regulatory compliance advisory, and impact/risk assessment in finance industry (focused on FinTechs – payments - trading). Extensive experience in building up Compliance teams to ramp up - upscale the business - (EU Licensing). Extensive knowledge of accounting and economics, tax policies and laws/regulations: MiFID, EMIR, SOX, FCPA, GDPR, PSD2 – SCA, PSRs, SEPA, Open Banking, AML/CFT, EU/UK regulators, FCA, CBI,ESA’s, FATF, MiCA, DORA.

Account Manager, Business Development, B2B Sales, Banking Industry, Client Relationship Management (CRM), Sales, Proposals, Cross-Selling & Upselling, Market Research, Financial Analysi, Digital Banking, ATMs Management, Corporate Banking, Payment Operations, Product Implementation, Risk Assessment, P&L Reporting, Due Diligence, Financial Forecasting.

Built and sold multiple fintech startups in the blockchain and capital markets. Raised over $125m in capital for past ventures. Extensive experience managing most challenging people and egos, and developing businesses. Capital markets regulatory experience. Built 4 electronic exchanges and 4 blockchain projects from scratch.

Dynamic entrepreneur, software engineer, and the visionary CEO and Founder of Underscor, an SME specializing in ERP systems, SaaS products, and business enterprise solutions

Cross-Border Payments Specialist, Pro-Crypto, YouTuber & Podcast Host, Gen-X Creator, B2B Biz Coach, Quora Top Writer, Love Jazz.

Payment Processing, Automated Sales Tax Compliance, Subscription Management, Recurring Billing, Fraud Prevention for SaaS Startups

Fintech expert | Ex-Amazon | startup consultant - Payments | Digital | Strategy | RFPs | Team and Leadership coaching

Brian Roemmele is the consummate Renaissance man. He is a scientist, researcher, analyst, connector, thinker and doer. More than anything, I’ve found Brian to be an observer of the world, asking questions and following his seemingly infinite curiosity to the root of an astounding variety of issues. Over the long, winding arc of his career, Brian has built and run payments and tech businesses, worked in media, including the promotion of top musicians, and explored a variety of other subjects along the way. Brian actively shares his findings and observations across fora like Medium, Quora, Twitter and his own podcast, Around the Coin. Brian is one of the most prolific producers of top quality analytical content I’ve ever encountered. I would highly encourage everyone to follow Brian and actively consume the information he puts out. http://www.VoiceCommerce.expert

10 years payments veteran and start up specialist Hackathon Mentor and Judge Work with early stage start ups for VC readinss

Balanced Co-Founder & CTO. Former Milo, eBay, Wells Fargo Securities. Obsessed about engineering, finance, payments and e-commerce. Interested in marketing and advertising. Love solving incredibly hard problems in very unorthodox ways.

Self-confessed start-up fanatic having launched more than 20 businesses, taking 4 through multi-million £ IPOs. Founder CreditVouchers.com (Merchant Account Provider) and adviser to multiple e-commerce start-ups.

Payments, ecommerce Product Management/Design - PayPal, Startups