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Clarity

Hrvoje Kurtović, PhD

Lausanne, Switzerland

I help ambitious SMEs make data-driven decisions using the same institutional-grade methods that banks and hedge funds use.
After earning my PhD from HEC Lausanne and researching at Duke University, I spent years developing machine learning models for financial markets and teaching at top business schools. My research has been presented at the German central bank and cited by Citigroup and JP Morgan. Now I’m bringing these sophisticated analytical tools to SMEs who want to stop guessing and start growing.
Whether you’re trying to understand which customers are truly profitable, evaluating a major investment, or navigating economic uncertainty, I can help you separate causation from correlation and make decisions backed by rigorous data analysis; not gut feeling.

Recognitions:
• Published researcher in top finance journals
• Financial Management Association Best Paper Award
• German Finance Best Paper Award
• >18k research downloads

$2.50/min

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Data Analytics Data Science Financial Modeling Investments Research Data Analysis Business Analytics Financial Analysis Predictive Analytics Revenue & Profit Growth

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Investment Decision Analysis for SMEs

I help SMEs make data-driven investment decisions using institutional-grade analytical methods.

With a PhD from HEC Lausanne (Switzerland) and research experience at Duke University and Switzerland‘s largest private bank, I bring rigorous quantitative analysis to your strategic decisions. My research has been presented at the Bundesbank and cited by Citigroup and JP Morgan.

What you’ll get:
• Clear framework for evaluating your investment opportunity
• Scenario modeling and risk analysis
• ROI quantification before you commit capital
• Go/no-go recommendation based on data, not gut feeling

Whether you’re considering expansion, equipment purchases, acquisitions, or new product launches, I’ll help you separate what will actually drive returns from what just looks good on paper.

Customer Profitability Analysis for SMEs

Think your biggest customers are your most profitable? Most SMEs are wrong about this and it’s costing them.

I help you discover which customers are truly driving profit vs. which are destroying value. Using institutional-grade analytical methods, I separate what you think you know from what the data actually shows.

What you’ll get:
• Framework to identify hidden profit drivers and profit killers
• Understand true cost-to-serve across your customer base
• Action plan to refocus resources on high-value customers
• Roadmap for implementing AI-powered profitability tracking

With a PhD from HEC Lausanne (Switzerland) and research experience at Duke and Switzerland‘s largest private bank, I bring rigorous causal analysis to your business decisions, not just correlation.

Common discovery: 20-30% of customers often destroy value while appearing profitable. Imagine refocusing that energy on customers who actually drive growth.

Best for: SMEs with 50+ customers wondering why margins are thin despite strong revenue.

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Member since February 2026