20 years of Finance, Accounts, and Treasury management experience in Construction, Fashion, and Hospitality industry in Dubai, Oman and Saudi Arabia.
Qualification/Certification: Master of Business Administration MBA from Hajvery University. 1996
Graduation: Bachelor of Commerce B.Com from The University of Punjab 1992
— Certified Public Accountant (CPA), Institute of Certified Public Accountants of Pakistan, 2010
— Association of Chartered Certified Accountants (ACCA), U.K (Professional Finalist)
— Association of Certified Fraud Examiners (CFE), Austin, USA, 2005
— Certified Management Accountant (CMA), ICMA, Australia, 2005
— Member Institute of Public Accountant (MIPA), Australia, 2005
— Member South African Institute of Public Accountant (SAIPA), 2006
— License from IBM – Data Science - 2023
— EF SET English Certificate C2 Proficient - 2023
— Google Data Analytics Professional Certificate - 2023
CORE COMPETENCIES
Expert in: Financial Management • Risk Management • Accounting • Treasury Operations, Commercial Finance, Capital Expenditure, KPI implementation, SOP development • Auditing • Relationship Building • Business Development • Strategic Planning • Budgeting & Cost Reduction • Cash Flow Management • Banking, Project Planning, Stakeholder Engagement • Investment Portfolio Management • Internal Controls • Forecasting • Negotiation • Financial Modeling • Corporate Governance • Process Improvement • Data Analysis • Financial Reporting & Analysis • CRM management
ACCOMPLISHMENT:
Achieved a 10% overhead reduction through strategic negotiations with suppliers.
Achieved remarkable reduction in finance cost by borrowing from a wholesale bank at EIBOR + 1%
Supervised 10 Accounts and a Financial analyst team.
Negotiated revolving credit lines like SBLC to minimize bank charges.
