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Clarity

Dmitry Prostov

Cascais

I am an IT entrepreneur with 12 years in fintech. I have 2 exits (PandaMoney and Simple Invest) and, more importantly, about 62 failures. The hardest one: I built the wrong neobank and shut it down. I wrote the postmortem, and about 10,000 people read it. That pain became a practical restart playbook.

On a Clarity call, we turn a shutdown, missed PMF, or stalled launch into a simple 30-day plan: what to keep, what to cut, and your first three moves. You get a one-page action plan within 24 hours. Plain English, founder to founder. Empathetic and direct.

Today, I run FinBox Solutions (B2B fintech). I have hands-on implementation experience with bunq, Digido, Mizuho, Credit Agricole, and Monobank. I also buy small online businesses (12 acquisitions on Flippa), so I know how to make hard calls under constraints. If the session is not useful, I will make it right.

Keywords: startup failure, restart, turnaround, fintech.

$6.67/min

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Business Development Finance Entrepreneurship Startup Consulting Tech startups and entrepreneurship Founder B2B Business Resilience

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Startup Fail: Restart Plan

I built Relocare, a neobank for immigrants. It failed, and I couldn't bounce back for a long time. I worked with a therapist and rebuilt myself and my work. I am not a psychotherapist and I don't give mental-health advice. What I can do is share exactly what made things worse, what actually helped, and how to turn a fail into a 30-day restart plan.

I'm a fintech/IT entrepreneur and dad with 12 years in the industry, 2 exits (PandaMoney, Simple Invest), and ~62 fails. My public neobank post-mortem reached ~10,000 reads.

On this call, we will:
• diagnose the real cause (demand, runway, team alignment)
• decide what to keep, what to cut, and how to restart
• map your first three moves for traction and cash

You'll receive a one-page 30-day action plan within 24 hours. Plain English, founder-to-founder, no fluff. Recording on request. If the session isn't useful, I'll make it right.

Not therapy/disclaimer: This session is practical founder guidance and personal experience only. It is not medical, psychological, or legal advice. If you're in crisis, please seek professional help.

FinTech Product Intro Call

Get clarity in 20 minutes. If you’re trying to launch or grow a fintech product, this intro call maps your goal, surfaces the real constraint, and gives you the next steps you can act on immediately.

My Background: 12 years in fintech/IT, 2 exits, PandaMoney and Simple Invest; implementation work with bunq, Digido, Mizuho, Crédit Agricole, and Monobank.

Who this helps
• Founders and product/ops leads considering fintech, neobank, or neobroker launches
• Teams stuck on vendor choice (BaaS, payments, KYC/AML, cards/IBAN, custody/execution)
• Products that have early traction but need a focused growth plan

Questions we can answer fast
• How do we launch a fintech product with the right rails and compliance?
• How do we launch a neobank (EU/US), license vs sponsor bank vs program manager?
• How do we launch a neobroker, custody/execution partners, market data, reporting?
• Which provider should we pick (payments/BaaS/KYC/AML/cards/IBAN), and why?
• How do we grow a fintech product, first channels, pricing, unit economics?

What we’ll do on the call
• Clarify outcome (30,90 days) and identify the top constraint (demand, compliance, ops, pricing)
• Outline the shortest viable path (build vs partner, self-serve vs sales-assisted)
• Recommend the right deep-dive (Idea Audit, Product, Neobank, Neobroker, or Rescue)

You’ll walk away with
• A short written summary with recommended next steps (and links/resources) within 24 hours
• If relevant, a vendor short-list to evaluate next
• A booking link for the most suitable deep-dive session

Plain English, founder-to-founder. Not legal or financial advice. If the call isn’t useful, I’ll make it right.

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Member since September 2025