Rayan Malhotra is a founder, product builder, and digital growth strategist with experience across fintech, AI, consumer internet, creator economy, and D2C brands. He is the Founder & CEO of NeoFinity, where he is building digital financial products across payments, gold, rewards, and embedded credit infrastructure for young Indian consumers.
Rayan has built products, communities, and distribution engines from scratch — including a 1M+ subscriber YouTube channel and a 250K+ Instagram-led personal brand. His expertise spans 0-to-1 product building, go-to-market strategy, digital acquisition, partnerships, fundraising, content-led growth, and consumer behaviour.
He is well-suited for conversations around fintech, digital payments, lending, AI adoption, creator monetisation, personal branding, consumer apps, startup strategy, and India’s evolving digital economy.