Currently work at a small dollar lender. I co-founded a subprime consumer finance company that offers leases at the point of sale. Built many cutting edge statistical models. Built the analytics departments at 2 companies. Experience with online payday, credit card, deep subprime auto lending, collections. I know data sources. Built data warehouses.

Comprehensive consulting services for Financial Forecasting Model’s, Commercial Loan underwriting and advice, Credit Applications, Credit Policy, and Financial Statement Analysis (using UCA method). Also services for Corporate Accounts Receivable Departments, A/R Policy & Procedures, functionality, best practices, client credit approval & limits, understanding the credit risk within the portfolio, reviewing clients with high concentrations of A/R, monthly reporting, bad debt reserve analysis, and the caliber of talent within the department.

Commercial Banker for 15 years specializing in Commercial Real Estate, Acquisition Financing and Working Capital needs. I’ve worked with large institutions from Wells Fargo to HSBC, but have made a home by bringing my wealth of experience to a small boutique bank at Comerica.

Have over 17 years of experience setting up merchants accounts to process credit card payments. Merchant Account Expert, as well as High Risk Merchant Expert Consultant. Specialist in providing guidance to maximize savings on merchant processing fees. I will advocate to the most honest and fair credit card processing analysis to help you understand the reality of true processing fees. I will help you understand what is the safest and most competitive processing solution for your business. I would like to give you information to learn how to avoid excessive hidden charges from banks and processing companies and learn the correct way to process and maximize savings. The high risk merchant services industry is way apart from what true domestic processing is. I will provide you with the most updated information about this industry if you need to learn about it so that your business can succeed. Initial consultation fee to waive your merchant account setup fee.

I am an expert on debt collection and limiting credit risk for businesses, I have started and run a successful debt collection agency and am the author of 20 business books.

Collections and Credit Repair 10+years Legal, Auto, Credit, Mortgage, Commercial, Consumer, Medical, Small Business, 2nd Mortgage. Processing, Underwriting, Closing, Issuing, Foreclosure, Repossession; The list goes on.

Sylvanus Ibiang – Risk Management & Compliance Expert ✅ 7+ years of experience in operational risk, internal control, and AML compliance. ✅ Expert in RCSA development, risk assessments, and compliance audits. ✅ Worked with financial institutions, fintechs, and businesses to strengthen risk frameworks. ✅ Specialized in identifying, assessing, and mitigating operational risks. ✅ Helping businesses navigate regulatory compliance and internal control challenges. Book a call to discuss your risk and compliance needs

Mortgage specialist in Credit in Mortgage industry having experience in secured and unsecured loan with USP of out of box thinking for critical situation.

With over a decade of experience in the finance sector, I’ve successfully led strategic programs that drive efficiency, compliance, and innovation. My career includes high-stakes projects at Credit Suisse, where I designed AI-based scenario prediction tools and managed regulatory compliance initiatives. I specialize in providing actionable guidance on career strategy, project management, and risk mitigation, helping professionals and organizations navigate complexities and achieve their goals. Let’s connect for tailored advice that delivers results.

Run full time Finance Department for Dealership, also an expert in coaching Credit, and making Financial Decisions! I also have a in-depth knowledge of the entire Credit and Financial Investing World. I have personally worked in Sales my entire life, with several successful business adventure!

Business and Financial Consultant Summary: With over 23 years of experience in the mortgage industry and 21 years of building successful million-dollar businesses, I specialize in helping individuals and entrepreneurs start, grow, and scale their ventures. I offer expert guidance on credit building and repair, and navigating the home-buying process. My goal is to provide personalized solutions that empower clients to achieve financial stability and business success. Experience: • Mortgage Expert | 2001 - Present Over 23 years of expertise in mortgage lending, guiding clients through the complexities of home financing, from credit evaluation to loan approvals. • Business Owner & Entrepreneur | 2003 - Present Successfully built and scaled multiple million-dollar businesses, leveraging market insights, business acumen, and a keen understanding of financial strategies. • Credit Repair & Financial Consultant | 2003 - Present Helped hundreds of clients improve their credit scores, repair credit issues, and develop long-term financial strategies, ensuring sustainable financial growth. Skills: • Business Start-up and Growth • Credit Repair and Building • Home Buying & Mortgage Expertise • Financial Strategy & Planning • Entrepreneurship & Scaling Businesses

+12 years of Collections Leadership experience +8 years as a serial Entrepeneur in different industries + 2 years as a Strategy Consultant helping institutions build up their Credit and Collections Models +Deep knowledge of regulations to get you complaint + 5 years as a Mentor for Startups

Credit and Collections executive focused on data-driven strategic decisions and project management. Analytical profile, with leadership of high-performance multidisciplinary teams.

Jacob Enamaye, a certified microfinance banker and a professional teacher. He earned both Bachelor and Master degree in Business Education from Ambrose Alli University and the University of Benin respectively and currently a Doctoral student at the University of Benin. He is a Training Manager with LAPO Institute for Microfinance and Management Studies. He is responsible for implementing capacity building programmes for staff of LAPO Microfinance Bank and other banks in Nigeria. He is a resourceful professional in banking and educational service industry.

Left Grammar School & joined the Royal Navy in 1982. Left in 1990 to join the Police. Worked in several different areas until I left in 2007. Joined Thornbury Collections as a BDM & within the year became a shareholder & joint Director. July 2012 completed a MBO of the company.

Founder of FIC Advisors, a financial services management consulting firm with subject expertise (small business and commercial banking and commercial finance) and functional expertise (organization, productivity, merger integration, growth).

Founder Gifts That Thrill experiences & Thrill Creative. All round entrepreneur geek with elevated expertise in analytics. Doer and strategist. Passionate about Code Club and giving back.

Since 2020 : Partner – We Seed DIGITAL – Game Changer - Paris, France With 22 years of professional experience as a company director, VP, Project Manager, Managing consultant, in the field of Banking and Financial Consultancy. I have been serial entrepreneur, World traveleur, Passionate for years about IT topics, and financial free Expert in the French BUSINESS & REGULATORY FINANCIAL INFORMATION EXPERTISE IT and business transformation management | Devops/ SCRUMs certified Digital and emerging technologies I will register your france limited company to the authorities for non resident and will explore digital opportunities and committed to secure your investment -#WeSeedDIGITAL

Accomplished executive w/ comprehensive domestic/global leadership expertise in RMBS litigation, mortgage banking, credit risk due diligence, quality control, operations & finance. SME in technology development and automation of risk management platforms for investment banking & fraud prevention. 2x INC.com 500 recipient Mela Capital Group, Inc. Founder.

I started as a scuba diver and a mathematician. I co-founded a company, OFEK, in Japan and sold it to my partner, to become a derivative trader. After a few years, I founded a second company, SNI, and sold it. I became a lecturer at a university in Australia, climbed a few mountains, rode motorcycles around Asia, and did more scuba diving. Then I joined a few multi-national FinTec companies (Misys, WSS, Askari) and developed their businesses in Asia .Then started another company, and failed. In recent years I combined helping companies from the inside (head of division, head of region, CEO) and helping startups as an adviser, board member and an investor. This year I picked up skydiving, skiing and flying. I hope to get better at all of them this year, and brush up on my Japanese skills.

Physicist, engineer, FX trader, risk maker and manager. Expertise in: banking regulation, credit and mark risk, integrated risk management, risk IT solutions, business intelligence project manager for 5+ years develop and implement technical solutions for current FS regulation such credit, counterparty and market risk

I have 7 years experience in Risk modeling (credit, counterparty and market risk), financial modeling (liquidity and interest rate risk), data science (quantitative marketing, fraud detection, etc...). I have skills in data modelling and data analysis.

My background is into Banking Retail & Corporate Credit Assessment and Finance as well as Strategy, Improved Performance and Business Development. I am Canadian/Egyptian and I am perfectly trilingual in English, French and Arabic that makes me an Expert Candidate of choice for International assignments / queries (Middle East and Canada).

Based in Korea and launch business. Founder of Thetis FS In past, a country manger and senior sales director providing more than fifteen years of international sales leadership and sales management expertise in the financial and technology industry. Hybrid specialty of sales/business development and dominant market knowledge with extensive experience successfully growing sales teams and managing new business. Maintains a vast network with clients in Korea and other Asian markets.

Experienced in setting the organization’s overall investment policy, and directing investment management, risk management, portfolio construction and due diligence functions. Proven expertise in leading global teams, building new business lines and coordinating complex projects in fast-paced, rapidly-changing work environments. Unique ability to clearly articulate and defend opinions backed by rigorous analysis while delivering powerful investment insights and strategies. In-depth experience across a broad range of asset classes, including fixed income, structured products, alternative investments and energy commodities. Capable of serving as an organizational ambassador, liaising to external constituencies on investment-related issues, building strong relationships with the Board and with the investment community. Open to Board of Directors and advisory opportunities.