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Clarity

Mike Dugas

Jacksonville, FL

Currently work at a small dollar lender. I co-founded a subprime consumer finance company that offers leases at the point of sale. Built many cutting edge statistical models. Built the analytics departments at 2 companies. Experience with online payday, credit card, deep subprime auto lending, collections. I know data sources. Built data warehouses.

$8.33/min

16 Calls

12 Reviews

30 minutes
Avg. call

Start-ups Analytics Data Science Data Mining Predictive Modeling Loans Credit Risk R Credit Statistical Modeling

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Subprime Credit & Product Strategy

I have worked with 13 different consumer finances companies and across multiple subprime product categories. I have analyzed data, conducted tests, seen failures/successes, built predictive models across the spectrum of marketing/underwriting/collections and along the way figured out a bunch about consumer behavior and product design.

Answers 0
Reviews 12

Answers

Reviews

Knowledgeable and pleasurable to speak to.

Calvin Mann Source: Clarity

Mike is a highly knowledgeable person. I left with great advice.

Jon Nestorovic Source: Clarity

Mike knows his stuff and can think fast

Daniel Faggella Source: Clarity

Mike was easy to talk to and extremely helpful. I would highly recommend him and hope to speak with him again soon.

Michael Galpin Source: Clarity

Mike's super-insightful. I approached the conversation with specific questions to ask. Mike not only answered the questions but the information he provided also added dimensions that forced me to rethink the questions and the problem.

Akaash Patnaik Source: Clarity

Systematic thinker. Realistic, straight feedback. Great background in consumer financing.

Lars Boesen Source: Clarity

Very smart expert. Will hire again.

Frank Kasimov Source: Clarity

Very valuable call for me. Mike is extremely knowledgeable about credit risk in the sub-prime market.

Michael Colella Source: Clarity

Mike was a pleasure to work with and I was sad to see him leave. His energy, motivation, and focus are missed. During the brief time we worked together I found him to be an engaged colleague full of boundless ideas, a competent teacher, and talented modeler. I happily recommend Mike and know he will be successful in whatever he chooses to do.

Chris Peterson Source: LinkedIn

Mike and I worked on different teams, but I consulted with him on several occasions as a colleague whose thoughts I deeply respected.

Mike has great intuition around how economic and/or business changes will manifest themselves in customer behavior. This intuition allows him to quickly get to the heart of any problem and narrow it down to the one or two key hypotheses that will most likely yield insightful results.

Combined with his easygoing personality, these skills makes Mike not just a great analyst, but a great colleague to consult whenever faced with a challenging problem.

Bryce Senz Source: LinkedIn

Mike is one of the genuine up and coming top young talents in the field of applied statistics. He is absolutely solid in the deep fundamentals of the field. Is current on the new, algorithmic and computationally intensive approaches. Rapidly and deeply understand the entire business context. Speaks with authenticity, conviction, and influence with diverse coworkers, up, down, and across the organization. Is absolutely trustworthy to deliver what is really needed, including the full socialization needed to make the technical approach practical and useful. Fun to be with too.

Bill Kahn Source: LinkedIn

Member since May 2013