I do understand the problem that you are facing. There are several ways to help you out for instance:
1. Pay more than the minimum payment.
If you carry the average credit card balance of $15,609, pay a typical 15% APR, and make the minimum monthly payment of $625, it will take you 13.5 years to pay it off. Whether you’re carrying credit card debt, personal loans, or student loans, one of the best ways to pay them down sooner is to make more than the minimum monthly payment.
2. Try the debt snowball method.
If you are in the mood to pay more than the minimum monthly payments on your credit cards and other debts, consider using the debt snowball method to speed up the process even more and build momentum. As a first step, you will want to list all the debts you owe from smallest to largest. Once the smallest balance is paid off, start putting that extra money toward the next smallest debt until you pay that one off, and so on. Over time, your small balances should disappear one by one, freeing up more dollars to throw at your larger debts and loans.
3. Pick up a side hustle.
With sites like TaskRabbit and Upwork.com, nearly anyone can find some way to earn extra money on the side.
4. Create (and live with) a bare-bones budget.
One tool you can create, and use is a bare-bones budget. A bare-bones budget will look different for everyone, but it should be devoid of any «extras» like going out to eat, cable television, or unnecessary spending. While you are living on a strict budget, you should be able to pay considerably more toward your debts.
5. Sell everything you do not need.
If you are looking for a way to drum up some cash quickly, it might pay to take stock of your belongings first. Why not sell your extra stuff and use the funds to pay down your debts?
Otherwise, you can consider selling your items through a consignment shop, one of the many online resellers out there, or a Facebook yard sale group.
Besides if you do have any questions give me a call: https://clarity.fm/joy-brotonath