I believe that the problem basically is finding a profitable niche in the personal budgeting area.
It becomes super easy to think of blog post ideas. When you do not have a niche, thinking of blog post ideas can become overwhelming. Contrary to what it sounds like, having a single blog niche helps you come up with more blog post ideas. Creating a Blog Content Plan becomes extremely doable. Basically, your Blog niche must solve a major problem being faced worldwide. Once you can narrow down on a niche that does that, you can move on to the next question.
You can read more here: https://straycurls.com/profitable-blog-niche/
Besides if you do have any questions give me a call: https://clarity.fm/joy-brotonath