Simple answer, YES ... with one proviso. Cutting development time by 95% makes additional cash very attractive. On the flip side, too much money too soon can make you sloppy and wasteful ... so find one or two competent people to hold you accountable and don'r spend a discretionary cent without their prior approval. Have you tested your market yet? If not, you may simply be digging a deeper debt hole. Watch out! Check your market!