I have started numerous companies and have spent the maximum of $50,000 but most $1,000 or less. If this is all your money you have I would be extremely careful. I don't know what business it is in but I would certainly want to have done some test marketing before hand so that I would know for certain my product will work. I have several friends that have millions but they don't put anything out their without testing for a few thousand. Call me and I can see how I can help you with this decision.