With over 12 years of extensive experience in the realm of payments, I am a seasoned professional who has honed expertise across various facets of financial services. Throughout my career, I have collaborated closely with a diverse array of financial institutions and industries, helping them in optimization of their payment systems. My journey in the payments industry has been marked by a deep immersion into the intricacies of card networks, payment service providers (PSPs), point-of-sale (POS) systems, and the entire lifecycle of credit cards. I have cultivated a profound understanding of the nuances involved in debt collection, account payables and receivables, as well as the intricacies of invoicing and reporting. My track record speaks volumes about my ability to deliver tangible results, having successfully spearheaded numerous projects aimed at streamlining payment processes, enhancing security measures, and optimizing financial operations for my clients. Whether it's devising strategies to mitigate risks, implementing cutting-edge technologies, or navigating regulatory landscapes, I bring a wealth of knowledge and hands-on experience to the table. Having traversed through the ever-evolving landscape of payments, I am equipped with a comprehensive understanding of industry trends, emerging technologies, and best practices. My expertise transcends traditional boundaries, enabling me to offer invaluable insights and strategic guidance tailored to the unique needs of each client. I am passionate about leveraging my expertise to drive business success and foster innovation in the payments space. As a trusted consultant, I stand ready to lend my skills and insights to any project that requires the expertise of a seasoned financial professional specializing in payments. Whether it's optimizing operational efficiency, contract negotiations, partnership, maximizing revenue streams, or navigating complex regulatory frameworks, I am committed to delivering exceptional results and exceeding expectations covering the markets like EU, UK, US, Asia, India, Middle East, Africa etc