here to answer your one-off questions on personal finance including budgeting, paying debt, student loans, company benefits, investments, insurance, and more.
Building wealth is actually quite simple. That's also what makes it really hard. I coach people to save and behave. If you spend more than you make, I do not have a magic wand for you. And if you buy dumb stuff or mistake volatility for loss when investing, you are punching holes in your own boat.