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Clarity

Timothy Shepard

Maricopa, AZ

I have 15 years of experience as a residential electrician and can help remotely troubleshoot or install things with you!

I'm also a financial consultant and can assist you in securing your future and that of your loved ones!

Any questions, don't hesitate to reach out!

$1.00/min

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Life Coaching Financial Analysis Electricians

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Residential Electrician

I graduated from the Home Builder's Institute in 2008 in Estacada, OR, continued into college in Salem for Electrical engineering to solidify my knowledge of the various electrical laws. I've wired thousands of homes, new and rework, all over Oregon and Arizona since 2008.

Financial Analysis

I'm a licensed Life Insurance agent offering Term insurance, along with a free financial needs analysis, assistance and referrals for Auto/Home insurance, Retirement, Investments, Medicaid, Prepaid legal, home security and more!

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Timothy Shepard answered

If you could go back in time to my age (18) what would you do differently?

At 18 I had my first child with my ex wife and started my career as a residential electrician. I wouldn't change anything leading up to that.

What I would do from there is to get a 35 year term life insurance policy while it is dirt cheap, since that price remains throughout that 35 years, and invest everything I didn't need for basic living and a bit of fun each month, into a mid-risk Mutual fund.(obviously I'm not weighing in the things I know how, like the status of Bitcoin and other stocks). But setting myself up, and setting my family up for a financially secure future would be number 1 on my list, because now I'm nearly twice that age, and having hit Covid, I had no financial "nest egg" to pull from in the financial crisis, and I've been hurt seriously multiple times from jobs accidents and life accidents, and my family would have been left with nothing. So now I'm just starting my journey into financial security, but I've lost out on the VERY important beginning years that would make retirement very plausible as I grow older and my want for traveling and relaxation grows.

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Member since July 2023