Robert Vignali Retired Collections Specialist:

I worked in the collections industry for 15 years. I managed a division of a litigating collection agency. I was involved in the entire legal process, from asset investigation, requesting the summons and complaint to attending the court hearing and taking the stand. I was also directly involved in enforcing the judgements. Securing liens, requesting writs of execution to attach wages or levy bank accounts etc. I can direct you in how to speak with a debt collector, when and when not to do that. I can apprise you of your rights as a consumer. I can guide you through the entire collections process, regardless of where you are in the process, whether it be having just received the first notice, already sued, and everything in between .