Where and how to get up to date negative (bad) news about particular financial institution involved in communication dialogues about capital raises?

A company can issue common stock through an initial public offering (IPO) or by issuing additional shares into the capital markets. Either way, the money that is provided by investors that purchase the shares are used to fund capital initiatives. In return for providing capital, investors demand a return on their investment (ROI) which is a cost of equity to a business. The return on investment can usually be provided to stock investors by paying dividends or by effectively managing the company’s resources so as to increase the value of the shares held by these investors. One drawback for this source of capital funding is that issuing additional funds in the markets dilutes the holdings of existing shareholders as their proportional ownership and voting influence within the company will be reduced. Capital funding can also be gotten by issuing corporate bonds to retail and institutional investors. When companies issue bonds, they are in effect, borrowing from investors who are compensated with semi-annual coupon payments until the bond matures. The coupon rate on a bond represents the cost of debt to the issuing company. In addition, bond investors may be able to purchase a bond at a discount, and the face value of the bond will be repaid when it matures. For example, an investor who purchases a bond for $910, will receive a payment of $1,000 when the bond matures. Capital funding through debt can also be raised by taking out loans from banks or other commercial lending institutions. These loans are recorded as long-term liabilities on a company’s balance sheet, and decrease as the loan is gradually paid off. The cost of borrowing the loan is the interest rate that the bank charges the company. The interest payments that the company makes to its lenders is considered an expense in the income statement, which means pre-tax profits will be lower. While a company is not obligated to make payments to its shareholders, it must fulfill its interest and coupon payment obligations to its bondholders and lenders, making capital funding through debt a more expensive alternative than through equity. However, in the event that a company goes bankrupt and has its assets liquidated, its creditors will be paid off first before shareholders are considered. There are companies that exist for the sole purpose of providing capital funding to businesses. Such a company might specialize in funding a specific category of companies, such as healthcare companies, or a specific type of company, such as assisted living facilities. The capital funding company might also operate to only provide short-term financing and/or long-term financing to a business. These companies, such as venture capitalists, could also choose to focus on funding a certain stage of the business, such as a business that is just starting up.

Without knowing where in the world you are it's hard to name any specific institutions but here are some things I've learned over the years: 1. Don't do business banking virtually. By having a relationship with my local bank officer I was allowed to go over my line of credit limit by $5,000 for 14 days on her authority alone. The only reason she let me was our personal relationship. People matter. 2. Ask if you'll automatically be offered credit limit increases based on account activity or if you need to apply each time you want to expand credit. Applying each time will likely create a 'hit' on your credit score. I once had my credit expanded by $20,000 simply because of the account activity. 3. Get a clear understanding of the fees and understand that dealing with you costs the bank money. I'm very suspicious of 'free' accounts of any kind. There is always a cost. 4. Make sure the branch is convenient. I don't like waiting for an hour on the phone to speak to someone in a call center. When there is a royal screw-up in your banking nothing beats marching down and talking to the commercial manager. They'll want you out of their office fast and that means getting a resolution most of the time. 5. If you're going to be doing business internationally, ask about foreign branches or brands. Here in Canada most of the banks own US banks so it can make things easier for business in the US to open a US account in the USA from the comfort of home. Set up a call if you'd like to talk about your specific needs. David C Barnett

Talk to yield street. Yieldstreet has structured and financed various non traditional deal like: -Business receivables -legal finance -marine finance -debt and equity RE deals - mezzanine financing - Art finance - Motorcycle loans So they can handle whatever you throw at them. I have been investing through them for my passive income portfolio.

Full disclosure, I used to work there but Axial provides a great platform for identifying relevant m&a advisors. With their platform, you can view a number of qualified bankers/advisors, see their prior experience and determine who would be the best fit for your business. My recommendation would be to develop a list of 5-10 bankers, interview them and decide who you feel most comfortable with. The process you choose to find the right partner is almost as important as the m&a process itself.

Angel.co and gust.com are two places to start. I would also buy premium access to matermark.com provides a full list of Venture Capitalist by sector who has invested in what and what are their portfolios composed of