Hi, I just wanted to add on to what David Favor mentioned in his answer. It's a good step to first hire a credit cleaning company to clean up your credit.

However, it's also advisable to maintain or increase your credit score for an extended period before opening this ice rink. This gives you some leverage when negotiating your payment structure with the bank.

It'll also allow you some more time to put together more money so that you can afford to take a lower loan with lower interest.

If you have any further questions, feel free to drop me a message. :)