How do we find an amazing mortgage broker who can originate in ~100% of all US states?

I do understand the problem that you are facing. There are several ways to help you out for instance: 1. Pay more than the minimum payment. If you carry the average credit card balance of $15,609, pay a typical 15% APR, and make the minimum monthly payment of $625, it will take you 13.5 years to pay it off. Whether you’re carrying credit card debt, personal loans, or student loans, one of the best ways to pay them down sooner is to make more than the minimum monthly payment. 2. Try the debt snowball method. If you are in the mood to pay more than the minimum monthly payments on your credit cards and other debts, consider using the debt snowball method to speed up the process even more and build momentum. As a first step, you will want to list all the debts you owe from smallest to largest. Once the smallest balance is paid off, start putting that extra money toward the next smallest debt until you pay that one off, and so on. Over time, your small balances should disappear one by one, freeing up more dollars to throw at your larger debts and loans. 3. Pick up a side hustle. With sites like TaskRabbit and Upwork.com, nearly anyone can find some way to earn extra money on the side. 4. Create (and live with) a bare-bones budget. One tool you can create, and use is a bare-bones budget. A bare-bones budget will look different for everyone, but it should be devoid of any «extras» like going out to eat, cable television, or unnecessary spending. While you are living on a strict budget, you should be able to pay considerably more toward your debts. 5. Sell everything you do not need. If you are looking for a way to drum up some cash quickly, it might pay to take stock of your belongings first. Why not sell your extra stuff and use the funds to pay down your debts? Otherwise, you can consider selling your items through a consignment shop, one of the many online resellers out there, or a Facebook yard sale group. Besides if you do have any questions give me a call: https://clarity.fm/joy-brotonath

If you have good credit, which is required for refi, a better option is to check with your Bank + all Credit Unions near you. Get a HELOC (Home Equity Line Of Credit), which will likely be less than your mortgage rate now. Then first HELOC check you write is to payoff your existing Mortgage. This means you payoff your Mortgage with no long term nonsense, paperwork, at $0 closing costs.

I have worked in the mortgage industry for over 20 years. My experience spans origination, MSR, banks and mortgage companies. I understand the current issues with mortgage pricing, servicing, and regulatory concerns. I have a very deep research pool and can provide analysis, commentary, and opinion on the current state of the mortgage industry and the outlook for the players and the industry as a whole.

I have a full list of professional having details like: NPI PAC ID Professional Enrollment ID Name Gender Credential Residency Residency Graduation Date Fellowship Hospital Fellowship Graduation Year Medical school name Medical School Graduation year Board Certifications Primary specialty Organization legal name Organization DBA name Line 1 Street Address Line 2 Street Address City State Zip Code Primary Source LinkedIn Page Would you want to see this?