Jerome,

There can't be anything better than having an idea that provides real solution to pressing problems. Most entrepreneurs/startup don't possess that luxury of wisdom. Good to see that you already have that clarity around establishing a business model with delicate balance of solution-problem.

It's never too late to start something that solves some genuine problems. At least, it would save your time, energy, and investment in undergoing trial-error to understand what should be done and could be done with an idea.

It's never too late to be what you could have been. Let me know if you think there's a need to discuss something in particular. I may be able to provide you more clarity after receiving clarity. Thank You!!