Hi, I'm looking for a finance software like mint that can manage personal finance, investments such as funds, as well real estate in different countries.
Most important - I don't have time to do manual data input, I would like the software to import the data and automatically code it into specific buckets, so if I go to Starbucks and put that into my credit card It will automatically code it into a food expense (even if I build these rules myself).
It would be also good to see trends and build rules to compare investment benchmarks.
Ideally an offline solution is good for me as banks don't get responsible if you use mint.com and someone hacks into your account.
I have been working in personal finance for 18 years, am a Certified Financial Planner(TM), and hold a Master of Science degree in personal financial planning...
Mint.com and Quicken, both products of the company Intuit, are clear leaders in the personal finance application space. Mint.com is for those who don't mind having all their data stored in the "cloud" and want a free product in exchange for seeing advertisements. While Quicken is a paid offline software package. Like Mint, Quicken is fully capable of automatically importing your bank and credit card transactions, and categorizing those transactions based on your rules. It is also far more flexible than Mint for the creation of custom categories.
There are certainly other options -- Yodlee, Guide, Balance, to name a few -- but the companies and features are still in early development compared to the offerings of Intuit.
I am an active user of each of these software packages and services.
If you have any follow up questions, feel free to schedule a call with me.
Mint is an online personal finance software for smoothly managing money. The online budget planner provides a smart solution for any difficulties of users. Moneydance is a comprehensive yet simple personal finance software consisting of all the finance specific aspects. YNAB is the best budgeting software for keeping good control over money running equally good on Mac and Windows.
You can read more here: https://www.softwaresuggest.com/personal-finance-software
Besides if you do have any questions give me a call: https://clarity.fm/joy-brotonath
Hello!
Managing personal finance and investments efficiently is crucial, and I understand your need for a comprehensive solution. Considering your requirements, I'd recommend exploring the app YNAB (You Need A Budget).
YNAB is known for its user-friendly interface, automatic transaction importing, and robust budgeting features. It allows you to create rules for categorizing transactions, and it provides insights into spending habits and trends. While it does require manual input, the process is streamlined and provides a real-time view of your financial situation.
However, if you're looking for an offline solution, it's essential to note that many modern finance apps rely on online connectivity for real-time data and security updates. You might need to compromise a bit on the offline aspect to access the latest features and security measures.
For a more personalized recommendation, I suggest checking out Cleveroad's guide: https://www.cleveroad.com/blog/how-to-create-an-ecommerce-website/. It provides insights into the features and considerations when developing a financial app, which might give you a better understanding of what to look for in an ideal solution.
I hope you find the perfect app that aligns with your financial management goals!
One highly recommended personal finance and investment app that meets your criteria is Quicken. Quicken is a comprehensive personal finance software that allows you to manage your finances, track investments, and monitor real estate in different countries. It offers automatic transaction categorization and allows you to create rules to categorize your transactions automatically.
Key features of Quicken include:
Automatic Transaction Import: Quicken supports automatic data import from your bank accounts, credit cards, and investment accounts. This helps in eliminating manual data entry.
Customizable Rules: You can create custom rules to categorize transactions automatically. For example, you can set rules to categorize Starbucks transactions as food expenses.
Investment Tracking: Quicken provides robust investment tracking features, allowing you to monitor the performance of your investment portfolio. You can set benchmarks and compare your investments against them.
Real Estate Management: Quicken includes features for tracking real estate, making it suitable for your needs in managing properties in different countries.
Offline Access: Quicken is a desktop software, offering offline access to your financial data. This addresses your concern about security, as your financial information is stored locally on your computer.
Trend Analysis: The software provides tools for analyzing trends in your spending, income, and investment performance. This helps you make informed financial decisions.
Keep in mind that while Quicken is a robust solution, it's always a good practice to regularly update the software and follow security best practices to protect your financial information.
Before making a decision, it's advisable to check for the latest reviews and features to ensure that Quicken or any other software you choose aligns with your specific requirements.
