As Managing Director of 4finance Finland, I increased turnover (2015 vs 2017) from EUR 24.1m to EUR 30.2m, remodeled business in 2019 changing ticket sizes, maturities and pricing based on new consumer credit regulation, managed and trained team of 38 employees having full responsibility of HR including team culture, hiring and firing.
During last 13 years, I have worked with leading fintech, financial services, food, hospitality, shipping, eCommerce and private equity firms. I have extensive experience from operations management, business planning and corporate development in both startups and established companies. Continuous improvement is in the center of everything what I do.
I have managed both small and large international teams. Over the years, I have built and developed professional teams in various locations like London, Helsinki, Hong Kong and Stockholm. I am comfortable working with people from all levels of organization and used to influencing decision makers to drive business growth.
According to Finnish Broadcasting Company (Yle) and weekly news magazine Suomen Kuvalehti, I am one of the leading lobbyist in Finland closely connected to parliament, ministries, non-governmental organizations and universities.
Specialties: Online and mobile consumer lending, digital marketing, crm, underwriting, debt collection, business planning, quantitative analytics, operations management, product development, consumer research, consumer credit regulation, consumer protection, data protection, public relations, public speaking, startup entrepreneurship
Please see https://www.linkedin.com/in/tuomaslouhela/