Experienced at explaining health insurance to individuals and groups. Licensed health insurance advisor for 4 years. Specialty is in Medicare, though versed in Medicaid, marketplace (Obamacare), and commercial group plans.
I have been working in the health insurance industry for 5 years, and am a proven expert in explaining Medicare to individuals and groups. I am not a sales person. I will never attempt to guide you towards a specific company. Give me some background information on your life situation, health status, and future needs, and I will help you choose what type of Medicare, and which company would be a good fit for you.
The factors you mentioned are all key considerations. Utilization patterns are key and a lot of the data is publicly available. For telemedicine you want to look at utilization for appropriate/similar services. Other things to think about are transportation availability, access and availability (look at public CAHPS scores), and drive time analysis. I would focus your investigation on the non-medicaid, non-medicare population.