Thomas Rivas
Credit & Collections Expert
Summary:
Seasoned Credit & Collections professional with 10+ years of experience managing receivables for large, multi-location organizations. Expert in credit policy, collections strategy, dispute resolution, and AR process improvement. Dedicated to helping businesses recover debt faster and strengthen cash flow.
Key Skills:
	•	Credit Management
	•	Collections Strategy
	•	Accounts Receivable
	•	Dispute Resolution
	•	Risk Assessment
	•	Process Automation
	•	Cash Flow Optimization
Experience:
Credit & Collections Manager | Large Multi-Location Organization
2023–Present
	•	Oversee Large monthly AR, maintain low delinquency rates.
	•	Implement collections strategies and process improvements to accelerate recovery.
	•	Lead credit policy and customer negotiation efforts.