During his career, Mr. Bickford has held many senior level positions in the financial services industry with banks, brokers, institutions, and other firms. He currently works with banks, brokerages, consulting firms, and other top names in the financial services industry. He provides advice, strategic direction, corporate guidance, analysis, research, and training to companies and their management teams. His consulting work is driven by thorough analysis, research and 35 years of industry experience providing him a unique perspective and deep understanding of the financial services industry. His knowledge and experience in the industry include senior management roles, developing and managing banking, wealth management and other finance related solutions to many different client segments including retail, wholesale, retirement, high net-worth and the mass affluent. Mr. Bickford maintains an extensive network of industry experts and contacts which he continually utilizes for up to date information on relevant news, trends, and topics which impact the industry. He offers opinion, research, commentary and evaluation on all segments of the financial services industry. Focus areas include banking, robo-advisors, asset and wealth management, regulatory issues, PE/VC, CIT, investment banking, RIA's, Bitcoin, insurance, crowdfunding and alternative products. Other areas of concentration are the DOL fiduciary standard proposal, regulation, technology, REIT's, hedge funds, equities and fixed income investing. Bank of America, Chase, AMEX, Merrill, Schwab, Fidelity, TD, mutual funds, ETF's, alternative investments, custodians, currency, emerging markets, exchanges are all other areas of expertise.