Question
2 different projects, which are planned for the mid-term future, may involve me in patent applications.
Both involve online processes and/or software rather than something physical. One of them would actually be better described as a financial instrument, for which I'd be seeking to patent the broad contractual terms and/or the method for distributing / awarding such contracts.
Since those are intangible items and I've never gotten near a patent application before, I imagine there are issues.
Answer
I have written and filed three patents with two different startups and am currently advising a third startup on patent process. There are different stages within a startups growth in which it should worry about an do different stages of the patent process. If you would like to discuss it further let me know.