Question
Is there a boilerplate form that works, or another resource? Don't want to spend thousands with a lawyer just yet, that can come later when we get more users.
Answer
Regardless of what you decide to do--just get it reviewed so you feel confident about your terms. Example: I had a client who copy and pasted from a competitor site but did not get it reviewed. Turns out if you needed to contact the site per their terms the contact section still had their competitors name on it! You don't want that to happen. It shouldn't take experienced lawyers more than an hour or two max to help you review--it would be worth the money to rest easy. When it comes to social media and especially if you are crowd sourcing content or curating any photograph there are a lot of IP considerations to work through. Good luck.