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Clarity

Ebonie Beaco

Chicago, IL

Mortgage Strategist with 25+ years in real estate and financing. I help investors, homeowners, real estate professionals and real estate wholesalers structure deals, secure funding, and maximize leverage using BRRRR, DSCR loans, HELOCs, short-term rentals, Air BnB, cash-out refinances, fix & flip, non-QM programs and grow real estate investment portfolios, start your own Home buying business.

I’ve trained over 14,000 real estate investors and specialize in deal analysis, creative financing, and scaling portfolios. Whether you’re analyzing your first deal or structuring a complex investment strategy, I’ll help you understand what works, what doesn’t, and how to get it funded.

$5.00/min

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Real Estate Deal Analysis & Funding Strategy

This session is focused on breaking down your real estate deal and showing you exactly how to structure it for funding and profitability.

On our call, we will walk through your deal from beginning to end. I will review your purchase price, rehab (if applicable), rental income or resale value, expenses, and overall numbers to determine if the deal makes sense. We will identify strengths, risks, and where adjustments may be needed before you move forward.

From there, I will help you structure the deal the right way. This includes selecting the best financing strategy based on your scenario, whether that is DSCR, fix and flip, bridge, HELOC, or cash out refinance. We will also go over leverage, loan options, and how to position your deal so it meets lender expectations and gets approved.

We will also discuss your exit strategy, whether you plan to hold, refinance, sell, or use a BRRRR approach, and make sure the numbers support your plan.

My goal is to give you a clear understanding of:

Whether the deal works
How to structure it properly
What financing options are available
How to move forward with confidence

If you have a deal you are considering or already under contract, bring the details to the call and I will walk you through it step by step so you can make a smart, informed decision.

Real Estate Wholesaling & We Buy Houses Business

This session is focused on helping you understand, structure, and grow a real estate wholesaling or “We Buy Houses” business the right way.

On our call, we will walk through your current situation, whether you are just getting started or already have deals in progress. I will help you understand how to find deals, evaluate opportunities, and determine if a property is worth pursuing based on real numbers, not assumptions.

We will cover how to properly structure a wholesale deal, including how to determine your offer price, assign contracts, and build in profit while still making the deal attractive to your end buyer. I will also help you understand how to position your deals so they move quickly and consistently.

If you are building a “We Buy Houses” business, we will go over how to set it up as a real operation, including marketing strategies, lead flow, deal pipeline, and how to transition from one-off deals into a consistent business model.

From a financing and strategy standpoint, I will also show you when it makes sense to wholesale a deal versus keeping it for a fix and flip, rental, or BRRRR strategy, and how to structure funding if you decide to take down the deal yourself.

My goal is to give you clarity on:

How to find and evaluate wholesale deals?
How to structure and assign contracts properly?
How to build consistent deal flow?
When to wholesale vs keep the deal?
How to turn this into a scalable business and build it from scratch?

Bring your deal, questions, or business idea to the call and I will walk you through it step by step so you can move forward with confidence and start closing deals.

BRRRR Strategy & Portfolio Building

This session is focused on helping you understand and execute the BRRRR strategy the right way so you can recycle your capital and build a scalable rental portfolio.
The BRRRR method stands for Buy, Rehab, Rent, Refinance, Repeat. It is a strategy used by real estate investors to acquire properties, increase their value, stabilize them with rental income, and then refinance to pull their capital back out so they can reinvest into additional properties.

On our call, I will walk you through each stage of the BRRRR process and show you exactly how to approach it from both an investor and financing perspective:

Buy: How to identify the right deals, determine your purchase price, and make sure the numbers work from the start?

Rehab: How to plan your renovation budget and avoid over-improving or underestimating costs?

Rent: How to analyze rental income, determine market rents, and stabilize the property for long-term cash flow?

Refinance: How to structure your refinance, understand loan options like DSCR, and maximize how much capital you can pull out?

Repeat: How to recycle your funds, scale your portfolio, and build a system to continue acquiring properties?

We will also break down your specific deal or strategy, including purchase price, rehab costs, after repair value, rental income, and refinance potential to determine if it fits the BRRRR model.

From a financing standpoint, I will guide you on the best loan options at each stage, including acquisition funding, bridge or fix and flip loans, and long term DSCR financing. I will also show you how to position your deal so it meets lender guidelines and avoids common issues that can delay or stop your refinance.

Beyond a single deal, we will focus on building a portfolio. This includes scaling strategies, managing leverage, maintaining strong cash flow, and creating a repeatable system so you can grow from one property to multiple income-producing assets.

My goal is to help you understand:
If your deal works for the BRRRR strategy.
How to execute each stage correctly?
How to recover your capital and reinvest?
What financing options to use throughout the process?
How to build and scale a long-term rental portfolio?

Bring your deal or strategy to the call and I will walk you through it step by step so you can move forward with clarity and confidence.

DSCR Loans & Investor Financing

This session is focused on helping you understand, qualify for, and structure DSCR (Debt Service Coverage Ratio) loans so you can acquire, refinance, and scale investment properties.

On our call, we will review your deal or scenario and determine if it meets DSCR loan guidelines. I will walk you through how DSCR is calculated using the property’s income versus its debt, what lenders look for, and how to position your file for approval without relying on personal income.
We will break down your numbers in detail, including rental income, expenses, and projected cash flow, to ensure your deal supports the required DSCR ratio. I will also show you how to improve your DSCR, increase leverage, and structure the deal so it aligns with lender expectations.
From a strategy standpoint, I will guide you on how to use DSCR financing across different scenarios, including purchases, rate and term refinances, and cash out refinances. We will also discuss how DSCR loans fit into larger investment strategies such as long term rentals, short term rentals, and portfolio expansion.

We will cover:
How DSCR loans work and how lenders calculate DSCR?
DSCR requirements, ratios, and approval guidelines?
How to structure your deal to meet DSCR criteria?
DSCR for rental and short term rental properties.
Purchase, refinance, and cash out strategies using DSCR.
How to scale a portfolio using DSCR financing?

My goal is to help you understand DSCR from a lender’s perspective and show you how to structure your deal so it gets approved and funded.

Bring your deal, rental numbers, or scenario to the call and I will walk you through it step by step so you can move forward with clarity and confidence.

Fix and Flip Strategy & Funding

This session is focused on helping you analyze, structure, and fund fix and flip deals so you can maximize profit and avoid costly mistakes.

On our call, we will break down your deal from beginning to end. I will help you evaluate the purchase price, rehab budget, after repair value (ARV), holding costs, and projected profit to determine if the deal makes sense before you move forward.

We will go over how to properly structure a fix and flip deal, including how to calculate your maximum allowable offer, how to manage risk, and how to ensure there is enough margin in the deal to account for unexpected costs.

From a financing standpoint, I will guide you on the best funding options for your project, including fix and flip loans, hard money, bridge financing, and how to leverage your capital effectively. I will also show you how to structure your deal so it meets lender requirements and allows for smooth funding and execution.

We will also discuss your exit strategy, whether you plan to sell for profit or pivot into a rental if the market shifts, and how to position your deal to succeed in different scenarios.

My goal is to give you clarity on:

Whether the deal is worth pursuing.
How to calculate ARV, rehab costs, and profit margins?
How to structure the deal to protect your investment?
What financing options are available and how to use them?
How to execute the deal and exit with confidence?

Whether you are working on your first flip or scaling your business, bring your deal, numbers, or scenario to the call and I will walk you through it step by step so you can make a smart, profitable decision.

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Member since April 2026