Loading...

Clarity

Joshua Staples, PhD

Destin, FL, USA

I am an expert in long-term behavior change. I have a doctorate in psychology, and I am an officer in the United States Air Force. For my day job, I use psychological and behavioral principles to help service members overcome physical and mental conditions. However, many of these principles can also be applied when there is no clinical problem, but there is a desire improve some area of your life, including personal finance, productivity, fitness, and many others.

$1.67/min

—
0 Calls

—

0 Reviews

—

Avg. call

Coaching Productivity Behavior Change Budgeting Performance Improvement Personal Finance Productivity Coaching Money Money Management Behavioral Science

Call me to talk about

Budgeting and Personal Finance

You are a collection of your previous experiences. This means that your moment-to-moment choices are influenced by a complex interaction of your past experiences and the way your brain has organized the world. This applies all of your behaviors, including the choices you make about budgeting, spending, and saving.

The basic principles of personal finance are not particularly difficult. Spend less than you earn. Save or invest the difference. And repeat. Long-term behavior change is the difficult part. It is fairly easy to make a budget, but incredibly difficult to stick to it.

I can help you understand the past experiences that shape your current approach to budgeting, spending, and saving. And I can help you apply behavioral and psychological principles to achieve long-behavior change, which is a fundamental requirement of budgeting and personal finance.

You Need a Budget (YNAB) App

You can sustain long-term financial behaviors a little easier if you have the right tools. You Need a Budget (YNAB) is a budgeting tool that has dramatically improved the financial picture for many people, myself included. At its core, YNAB is just a digital version of the old cash envelope system. But again, sustaining human behavior long-term is complicated. A lot of folks end up abandoning this tremendous tool before realizing any financial benefits.

I can help you navigate the challenges of financial behavior change, avoiding the pitfalls and implementing psychological and behavioral strategies to achieve long-term change.

Answers 0
Reviews 0

Answers

Reviews

Member since December 2019