Bitcoin and Payments

What a great call!

Faisal knows his stuff and was a great help. Feeling re-motivated once again!

Thanks.

The clarity of the analysis, background review of the idea , comparison to similar systems make talking to Faisal a great learning experience and allows you to formulate your project better. He had a clear and detailed answer to a question that had been torturing me for weeks!

Faisal possesses exceptional managerial skills. His knowledge of Payment Industry and AML/CFT requirements worldwide is incredible. He always supported new ideas and was open to any discussion. It was great experience and pleasure to work with Faisal.

For over a year Faisal and I worked very closely dealing with compliance issues between our companies. Faisal is extremely professional with an easy going nature and has a pragmatic approach to solving problems, I was always impressed by how he can identify problems or find proactive ways in dealing with potential issues.

I have had the pleasure of consulting with Faisal on AML topics on several occasions. He is very knowledgeable in the field, especially in regards to Online Payment Systems and Money Service Businesses. I also participated in a seminar he conducted on AML in online FI's and MSBs. He is very organized and thorough in his handling of complex material, and is adept at making the topic clear and understandable

I have known Faisal, in a professional capacity, for 5 years and by reputation previously. Viewed internationally across the payments and the compliance industry, Faisal is expert in his field, a consimit professional and gentleman. Over the years, Faisal has provided excellent detailed information and advice to me, my clients and business partners; he has been absolutely irreplaceable. Faisal has demonstrated a high degree of commercial acumen and commitment too. I consider him extremely dependable, diligent and honest. I commend him to you.

Pervees's extensive knowledge of anti-money laundering issues, combined with his exceptional conversational skills have made him a valuable interview for my stories. That he can quickly process seemingly disparate pieces of information to form cogent thoughts about topics such as the impact of a new regulation demonstrates a very rare skill: He seems to never forget the details while accurately perceiving the big picture.

I have had several opportunities to work with Pervees. Mr. Islam is a very sharp and methodical individual. He is always willing to share his expertise in Anti-Fraud solutions and AML/ATF processes to ensure that other colleagues in the industry are shown effective solutions to a global issue.

He also shares a modern view of technology and its role in anti-fraud and compliance dealings. His views and opinions are refreshing and can be vital for the ongoing work for both compliance professionals and organizations.

I am delighted for the opportunity to reference Mr. Faisal Islam. I have had the opportunity to interact with Mr. Islam since 2007 in his capacity of Anti-Money Laundering executive with Alertpay, and through professional fora. Mr. Islam has independently developed a sophisticated financial intelligence unit there and recruited impressive talent to buttress his efforts.

Mr. Islam has exhibited the characteristics I believe are important to be an anti-money laundering warrior: a passion for the subject matter, rigour in the understanding and observance of legislative and ethical standards, as well as, a commitment to contributing to his profession, ongoing learning and self-improvement.

I first came in contact with Faisal during a very difficult case involving multiple accounts at Obopay. This was an exceptionally slick group of fraud accounts. One thing that I found to be in common with these accounts is that many of them had sent payments to Faisal's company in an attempt to launder the funds.

I had the privilege of working with Faisal after I had contacted his company asking for assistance. I feel very fortunate that the call was directed to Faisal and not to someone else in the company. It is my experience that the talent and dedication that he displayed is a very rare item.

Faisal has a fine eye for detail and was able to immediately get to the bottom of the issue while still protecting the privacy of their legitimate customers. His assistance to me was invaluable and I know that we would not have had the successful outcome that we had without his assistance.

To me it was very refreshing to see someone who was extremely motivated to partner with me in this case and to see how dedicated he was to his company.

In short, Faisal proved to be very intelligent, dedicated, motivated and extremely knowledgeable regarding compliance and regulatory issues but most importantly to me he is also very keen in the investigation process. I was in awe of his responsiveness to our requests and I truly feel that he is a trusted partner in the anti fraud and asset protection world.

Good things will come to Faisal because he is hard working, diligent and the kind of man that any company would be fortunate to have. All of us that work in the various areas of asset protection know how important it is to have people like Faisal in the business. He helps all of us do a better job when we look to him for assistance.

Respectfully Submitted

John Kothanek
Director Risk/Investigation
Operations
Obopay.com