Experienced banking professional with 14+ years in credit analysis, financial management, and retail banking. Currently serving as Branch Manager at State Bank of India for over 10 years, handling operations, credit appraisal, customer advisory, and team leadership. Previously worked as Accountant for 3 years and Field Officer for 1 year, strengthening financial accuracy and credit assessment skills. B.Tech in Computer Science with strong analytical abilities and Moody’s Certified Credit Analyst. Skilled in personal finance consulting, loan evaluation, budgeting, and portfolio review. Known for problem-solving, customer relationship management, and delivering clear financial guidance.